Here is a story about Islamic organizations terming health insurance policies as illegal and issuing a fatwa asking Muslims to keep away from them.
http://economictimes.indiatimes.com/Personal_Finance/Insurance/Health_Insuarance_illegal_Islamic_body/articleshow/2930737.cms
This has raised a doubt in my mind as to how Islam cannot allow taking health insurance. I have a valid reason. At the time of Holy Prophet (s.aw.s) whenever there was any war, soldiers used to cover themselves with armor to protect them. In my opinion the Holy Prophet (s.a.w.s) has shown that one has the right to protect one self against any uncertain event. No matter that the ultimate protection lies in God’s hands.
In the same vein, whether your health cover will help you or not is ultimately in God’s hands; but it IS your responsibility to make sure that you are adequately protected.
The point I want to make is, please provide proper daleel (proof) why it has been declared illegal so that if I am wrong I may correct myself. If possible, quote Quranic ayat and tradition or precedent supporting it.
October 13th, 2008 at 6:43 pm
No religion stops any person from protecting oneself against the unforeseen.
Health insurance cannot be a taboo in any religion, its a simple device to ensure future protection, and there is nothing illegal about health insurance…author has very well asked for appropriate proof to confirm its illegal…religious believes shouldn’t be mixed with health…Its rightly said god helps those who help themselves.
October 17th, 2008 at 5:07 pm
Even I believe that no religion can stop people from buying health insurance policies. Writer seems to have good knowledge about the religion. People should not blindly follow a religion.
November 19th, 2008 at 8:13 pm
So Basha I think no religion is saying like that but if some one says like that there has to be some reason. Kindly also give the reason for your statement.