Nirmaya, the new health insurance plans for the mentally disabled launched by ICICI Lombard, sounds like very unique product. This scheme will not need a medical test for anyone who is looking to buy the policy. The annual premium charged is also quite low which covers routine medical check up, therapy to corrective surgery, and transportation.
The policy is specially designed for the welfare of people suffering from autism, mental retardation, cerebral palsy, as well as multiple disabilities. Family members of the mentally disabled person can reduce their financial load by buying such policies.
In all the policy looks very good and may be a major hit among people who are looking out for these kinds of policies for any of their family members or friends. Many NGOs will also make use of this policy for people who are mentally disabled. It is a great step taken by ICICI Lombard to benefit a part of society that is criminally overlooked when it comes to such matters.
November 18th, 2008 at 2:55 pm
It is a very good initiative taken by ICICI Lombard.
The family of the disabled can also be care free. As the health is the biggest concern compared to any other thing.
The NGO`s also can grab this opportunity to serve the disabled in our society and would prvide them a better living.
November 18th, 2008 at 8:53 pm
This piece of information is very important. So does this policy have exclusions or not since it is meant for mentally disabled. And if you could throw light “autism, mental retardation, cerebral palsy, as well as multiple disabilities.”
November 19th, 2008 at 5:14 pm
I think ICICI Lombard is working towards the betterment of the society. It has recognized its social responsibilities. Where are the other insurance players?? Wake up!!! Its time that you all realize your social responsibilities. And Ushma Shah your piece is amazing!!!
November 19th, 2008 at 8:11 pm
This has a great piece of information am sure would help many parents who have children facing this kind of problem. I would also like to know what Rahul has asked.
December 16th, 2008 at 2:43 pm
I want an application form for appling the insurence for a mentaly desabled
student in my location.
December 17th, 2008 at 4:43 pm
This could be written better…just a piece of information…you have the information you could have penetrated further to know what’s the exclusions, about the eligibility criteria, you have just informed about the product however the information is incomplete, it could be moulded into a good article though. I read the topic and was tempted to read it further only being disappointed that there wasn’t much written on it.
December 17th, 2008 at 4:44 pm
ICICI Lombard is a pioneer in general insurance. They don’t believe in coming up with plans which every second company introduces…they gauge the need of the society, the sensitivity…deeply penetrate into general people needs and design a product that serves the mass.
December 17th, 2008 at 4:52 pm
Hi Ushma, this was some piece of information….I am glad someone is able to share this information…you certainly have done a huge favor on everyone by sharing this piece. Would like to see more of this coming…Ardios
December 17th, 2008 at 5:06 pm
Hi Ushma, this was some piece of information….I am glad someone is able to share this information…you certainly have done a huge favor on everyone by sharing this piece. Cheers!
December 18th, 2008 at 12:47 pm
This could really help me in getting a plan for my brother who is mentally challenged…glad i checked this site…thanks mate.
December 18th, 2008 at 4:50 pm
Only company like ICICI can come up with such plans they are sensitive to peoples needs and are for the masses.