Welcome to the ApnaPaisa blog, your forum for anything and everything personal finance.

Banks and other financial institutions are very powerful and large organizations with multiple stakeholders, the most prominent being customers, employees and shareholders. Of these stakeholders, customers - the largest stakeholders - are often left to fend for themselves. They are at a disadvantage because they are scattered and lack the organized knowledge and network of a shareholder or a bank employee.

The ApnaPaisa blog seeks to create a platform for this vital stakeholder. We exhort you, all customers of financial products, to air your views, share your knowledge and get yourselves heard by banks and financial institutions.

We thank www.apnaloan.com for providing us the technological platform to host this blog. We will emphasize, however, that the views expressed on this blog are those of the respective writers and in no way reflects the views of apnaloan.com.

Our aim will be to provide you with posts that can start up discussions. The posted articles should help you take such discussions forward. In its course, if some of you out there are able to solve your problems, get your queries answered, or just vent your grievances to your satisfaction, we shall deem this endeavor successful.

It is our wish to develop a knowledge community where anyone is welcome, and between them will have the luxury of comparing notes, suggesting remedies, or just plain tell a story.

Our techno-geek brethren will ensure that any new feature that can enhance your experience is brought to you.

We promise this – we shall be fair, balanced and totally neutral. Our moderator’s brief will be only to ensure that posts and comments are filtered for inappropriate language and/or gratuitous advertisements.

And finally,

ApnaPaisa specifically disclaims any responsibility for any loss, actual or consequential, caused due to any decisions taken on the basis of any material appearing anywhere on this blog. Any advice, tip, or opinion appearing on this blog is the view of the author and should be considered as such. Please consult your personal finance advisor, insurance agent, or broker before taking any decision to buy any financial product.