Money Matters

Money Is Not The Most Important Thing In life, But It Reasonably Close To Oxygen On The Got To Have It Scale. Be an Investor Use Money in Order to Make More Money follow the Cash Flow Quadrant. There are four types of income generators in the world 1.The Employee safe and secure job. 2.The […]

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Your house, and Interest related tax deductions

The benefits of interest for house,loan,allowed under present income tax laws is dependent on usage of the money borrowed, here we will explore the provisions of the same in this article. For claiming the interest benefit, first and foremost thing you should  keep in mind is that the benefit is available in respect of house […]

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AIR Income Tax Notice For Me ?

Not possible! My friend Natarajan reacted in disbelief when his wife informed him on phone. He had no reason to believe her. He immediately called me to know that what could be the reason. This is where I had to dig details to know what could be the reasons for which my friend Natarajan and […]

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Prepone Your Tax Planning & get

The  financial year 2010  2011 has just ended and we are at the beginning of new financial year 2011-2012. The memories of last hour rush of making investments for claiming the tax benefits under Section 80C is still fresh in our minds. And these are certainly not very pleasant! How about planning investments in advance […]

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Gold Loans Not All Are Actually Cheap

Recently one of my office colleagues took up the offer of free financial plan that we offered to our own staff members. After the data gathering exercise was over we realized she had taken a gold,loan,from a neighborhood co-operative bank to fund the down payment requirement on the house that she had recently bought. What […]

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ICICI, HDFC Join The Teaser Rate War

After initially playing down the teaser home loan product first introduced by SBI in January 2009  market leader HDFC LTD. has decided to join the bandwagon. They announced a similar teaser loan product on December 1 2009. ICICI bank announced its own teaser plan on the weekend. This clearly is a good time to be […]

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Is Your FD Maturing? Be Careful

While those of you who are wondering what does F.D have to do with,life insurance Beware you could be a victim of it. As it happened with Mr. Mangesh Pai who went to the largest private sector bank to rollover his F.D maturity into another F.D; he landed up rolling over his maturity amount into […]

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Need Quick Money? Personal loan

Need to fulfill your short term cash needs? Personal loan is the solution. Personal loans are unsecured all purpose loans which can be taken by individuals to meet their short term cash needs. The quantum of personal loan is dependent on your income and repayment capacity. Personal loans usually have a high fixed interest rate […]

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Who Dupe Banks, Why, And How?

Defaulter is a dreaded tag for both the lender and the borrower. Who are the people who default on,loans,? Why do they take a,loan,if they can’t afford to repay? How do they get a loan in the first place? A defaulter can be a salaried or self-employed, middle class individual. Or, a high end customer […]

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