Home  >>     Branch Address  >>     ICICI Bank   >>    Personal Loan

ICICI Bank Personal Loan


ICICI Bank Personal Loan is available for any personal needs like renovating home, buying a computer, child education or marriage, dream vacation, etc. The ICICI personal loans are available to salaried individuals who have a salary account with the ICICI Bank. This loan is also extended to existing ICICI Bank personal loan customers. ICICI Bank does not offer personal loan to any self-employed individuals.

To be eligible for the ICICI bank personal loan, the prospective borrower should have been in employment for minimum 2 years. Moreover he should be residing at the current residence for at least one year. The borrower should be in the age range of 23-58 with a net monthly income of minimum Rs. 20,000/- pm.

ICICI Bank personal loans are given for a minimum amount of loan amount Rs. 50,000/- and maximum amount of ICICI bank personal loan can go up to Rs. 10 lacs. The ICICI Bank charges a processing fee of 2% of the personal loan amount. The personal loan so taken can be repaid by equated monthly installments (EMI) within a period ranging from 1to 4 years.The borrower can prepay the personal loan anytime after completion of 6 months by paying the requisite prepayment charges of 5% of outstanding loan amount.

For processing ICICI Bank personal loan you need to provide the following documents:
  1. Proof of Identity - it can be any one of Passport / Driving License / Voters ID / PAN Card
  2. Proof of Residence - can be any one of Ration Card / Utility Bill / Passport / LIC Policy Receipt
  3. Latest 3 months Bank Statement where salary is deposited
  4. Salary slips for latest 2 months
Normally, ICICI Bank sanctions the personal loan within 3 working days after receiving the complete application form with required documents.
Apply Today for Personal Loan in India & get lowest interest rate on Personal Loans


Features:  Salaried as well as self-employed individuals can avail of a personal loan from ICICI. The bank offers personal loans up to a maximum limit of Rs. 15 lakh to meet financial needs such as buying a lap-top or renovating a house. No security/guarantor is required. One can also get a loan on the repayment track of an existing loan or a credit card. The maximum loan repayment tenure is 60 months.

Processing Fees:  2.5% of loan amount

Prepayment Charges:  5% of outstanding loan amount

Max Tenure:  3

Min-Max Age:  25-58

Plan Interest Rate Min Interest Rate Max EMI Processing Fee

ICICI Bank 11.99 20.0 3321 - 3716 2.5% of loan amount

Hide Bank addresses

Bank Address of ICICI Bank Personal Loan in India
Mumbai - IServ Extn.
Area
IServ Extn.
Address
Maratha Mandir Annex, Dr. Anand Rao Nair Road, Opp. Mumbai Central Station, Mumbai.
Pincode
-
City
Mumbai
State
Maharashtra
Hyderabad - Habsiguda
Area
Habsiguda
Address
7-102/5 & 12, Ground Floor, Sai Enclave, Ajay Chambers, Uppal Road, Habsiguda, Hyderabad.
Pincode
500007
City
Hyderabad
State
Andhra Pradesh
Bangalore - Yeswanthpur
Area
Yeswanthpur
Address
Icici Bank Ltd, M G Complex, Apmc Yard, Yeshwantpur, Bangalore
Pincode
560022
City
Bangalore
State
Karnataka
Chennai - Sowcarpet
Area
Sowcarpet
Address
84, Nsc Bose Road, Sowcarpet, Chennai
Pincode
600079
City
Chennai
State
Tamil Nadu
Kapurthala - Sultanpur Road
Area
Sultanpur Road
Address
Icici Bank Ltd., New Grain Market, Sultanpur Road, Kapurthala, Punjab
Pincode
144601
City
Kapurthala
State
Punjab
Bangalore - Safal-Cibd-Rmag
Area
Safal-Cibd-Rmag
Address
Mother Dairy Foods Processing Ltd., Unit Safal Fruit & Vegetables Auction Market, Post Bag No 6714, Sy No.99, Village Khajisonenahalli, Whitefield Hoskote Road, Bangalore South Taluk, Bangalore.
Pincode
-
City
Bangalore
State
Karnataka
Delhi - New
Area
New
Address
19, Sundernagar, New Delhi
Pincode
110003
City
Delhi
State
Delhi
Nagpur - Civillines
Area
Civillines
Address
Vishnu Vaibhav, 222, Palm Road, Civil Lines, Nagpur
Pincode
440001
City
Nagpur
State
Maharashtra
New Delhi - Janakpuri
Area
Janakpuri
Address
C 1/4, Janakpuri, New Delhi
Pincode
110058
City
New Delhi
State
Delhi
Bangalore - Hsr layout
Area
Hsr layout
Address
No. 420, 27Th Main, Sector I, Hsr Layout, Bangalore, Karnataka
Pincode
-
City
Bangalore
State
Karnataka
More....
Get Personal Loan Offers
A maximum of 5 providers will compete to give you the best rates (Dec 2016)

 

 

 

 

 

 

 

 

 

 

 

I authorize the website and its partner providers to call or SMS me in connection with my application & agree to the Privacy Policy and Terms of use