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ICICI Bank Car Loan


ICICI Bank is one of the leading banks in India in financing loans for purchase of new and used passenger car. ICICI Bank car loan is available at fixed rate of interest, hence the borrower need not worry about any changes in the interest rate during the entire tenure of the car loan.

ICICI Bank provides 90% of ex-showroom price as finance for purchasing of new car. That means the borrower has to pay minimum 10% of car cost as well as octroi, registration and insurance charges as down payment from own source.

ICICI bank car loan is available for a minimum loan amount of Rs. 1 lac and the upper limit of loan amount will depend upon the price of the car, model and the profile of the borrower.

To be eligible for ICICI bank car loan, the borrower has to be in the age group of 25 to 28 years with a gross income of minimum Rs. 2 lacs per annum. The processing fee for ICICI car loan is in the range of Rs. 2500/- to Rs. 5000/- depending on the loan amount slabs. The borrower can add his / her spouse or any other blood relative staying in same residential premises as a co-borrower to increase the car loan eligibility. ICICI bank does not require any personal guarantor for availing the car loan. The ICICI car loan is normally processed within 24 hours of submitting all documents.

The borrower cannot partially prepay the loan amount during the tenure of loan but can certainly foreclose the ICICI car loan by paying the lower of - 5% penalty on outstanding loan amount or interest outstanding on balance period of car loan.

ICICI bank car loan can be repaid back in equated monthly installment (EMI) of 12 to 60 months by way of PDC's, ECS and Direct debit etc.

Primarily the rate of interest is dependent on the tenure of ICICI car loan, but it can also vary with the make and variant of the car.

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Bank Address of ICICI Bank Car Loan in India
Mumbai - Marine Lines
Area
Marine Lines
Address
Icici Bank LtdNahava House, Maharishi Karve Road, Marine Lines, Mumbai
Pincode
400002
City
Mumbai
State
Maharashtra
Delhi - Rohini
Area
Rohini
Address
Garg Plaza, 5 Community Centre, Sector 8, Rohini Delhi
Pincode
110085
City
Delhi
State
Delhi
Kolkata - Bhawanipore
Area
Bhawanipore
Address
Elgin Apartment, 1A, Ashutosh Mukherjee Road, Bhowanipore
Pincode
700020
City
Kolkata
State
West Bengal
Ujjain
Area
Ujjain
Address
Sanskriti Plaza, 84 Madhav Club Road, Teen Bati Chouraha, Ujjain
Pincode
456010
City
Ujjain
State
Madhya Pradesh
Gurgaon
Area
Gurgaon
Address
Sec 54, Vipul Orchid Plaza, Suncity, Gurgaon, Haryana
Pincode
-
City
Gurgaon
State
Haryana
Howrah - Howarah
Area
Howarah
Address
8/1 Hardatrai Chameria Road, Grd Flr. Howrah
Pincode
711101
City
Howrah
State
West Bengal
Ambala - cantt
Area
cantt
Address
Lic Building, Jagadri Road, Ambala Cantt, Ambala
Pincode
133001
City
Ambala
State
Haryana
Ahmedabad - Vadodara
Area
Vadodara
Address
Icici Bank Landmark Building, Race Course Circle, Alkapuri, Vadodara
Pincode
390007
City
Ahmedabad
State
Gujarat
Goa - Panaji
Area
Panaji
Address
65, Sindur Business Centre, Swami Vivekanand Road,Panaji, Goa
Pincode
403001
City
Goa
State
Goa
Patna - Kankerbagh
Area
Kankerbagh
Address
Icici Bank, H-39, Doctors Colony, Kankerbagh, Patna-20
Pincode
800020
City
Patna
State
Bihar
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