Get Personal Loan Offers
A maximum of 5 providers will compete to give you the best rates (May 2012)

 

 

 

 

 

 

 

 

 

 

 

 

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To get best offers from a network of over 300 service providers, simply fill up the adjoining application form. Our automated engine will match your requirements with a comprehensive set of offers in the market and connect you to a maximum of 5 providers who can service your need. WHEN BANKS COMPETE YOU WIN. You will yourself be able to decide which bank gives the best personal loan based on any of the following parameters:


  • Lowest Interest Rate
  • Lowest EMI
  • Maximum Loan Amount Offered
  • Lowest Processing Fees
  • Eligibility based on your credit report (from credit bureaus such as CIBIL)
  • Other Parameters

4 step process to get the best personal Loan

1) Make sure your credit history is clear by getting a copy of your own credit report from CIBIL. You can get the report online by logging into www.cibil.com . If your credit history shows any errors get them corrected first before you apply for a personal loan as lenders are likely to reject the loan application if the credit report shows any defaults in the past.


2) Make lenders compete, compete and compete. That is the best way you will get the lowest EMI as well as processing fees.


3) If loan eligibility is not an issue find out if a lower interest rate or lower processing fee is available if you reduce the loan amount


4) Other things remaining the same you can choose the loan that has a lower pre-payment charge


Hdfc Bank Personal Loan


Features: The bank offers personal loans for meeting expenditure in instances such as vacation, admissions and weddings. One can get a maximum loan of Rs 15 lakh with flexible repayment options. The maximum loan tenure is 60 months, with no guarantor/security/collateral required. It offers a personal accident cover of Rs.2 lakh at a nominal premium.

Processing Fees: 2.5% of loan amount subject to minimum Rs. 1000/-

Prepayment Charges: 4% of outstanding amount

Max Tenure: 3

Min-Max Age: 21-60

Plan Interest Rate Min Interest Rate Max EMI Processing Fee

HDFC Bank 15.75 22.25 3503 - 3832 2.5% of loan amount subject to minimum Rs. 1000/-

Bank Address of HDFC Bank Personal Loan in India
HDFC Bank Personal Loan
Area
Kakkanad
Address
K & T Towers, Near Kakkanad Post Office, Kakkanad Kochi Kerala
Pincode
682030
City
Ernakulam
State
Kerala
HDFC Bank Personal Loan
Area
Kapadwanj
Address
Shop No 11, Gr Floor, Shop No 9 To 16 First Flr, National Plaza Com,J B Mehta Hosp, Kapadwanj, Gujarat
Pincode
387620
City
Nadiad
State
Gujarat
HDFC Bank Personal Loan
Area
Powai
Address
Prudential Building, Ground Floor, Hiranandani Business Park, Powai Mumbai, Maharashtra
Pincode
400076
City
Mumbai
State
Maharashtra
HDFC Bank Personal Loan
Area
Hapur-Uttarpradesh
Address
Railway Road, 2Nd Nagar Palika, No 21/1828 Hapur, Ghaziabad, Uttar Pradesh
Pincode
245101
City
Ghaziabad
State
Uttar Pradesh
HDFC Bank Personal Loan
Area
Chandmari
Address
Hotel Alankar Complex, Mrd Road, Chandmari, Guwahati, Assam
Pincode
781006
City
Guwahati
State
Assam
HDFC Bank Personal Loan
Area
Velachery
Address
30 K G Towers, Velachery Byepass Road, Velachery, Chennai, Tamil Nadu
Pincode
600042
City
Chennai
State
Tamil Nadu
HDFC Bank Personal Loan
Area
Themall
Address
Jankidas Building, 3, Themall, Shimla, Himachal Pradesh
Pincode
171001
City
Shimla
State
Himachal Pradesh
HDFC Bank Personal Loan
Area
Ramganjmandi-Rajasthan
Address
Bazar No 1, Ramganj Mandi, Kota, Ramganj Mandi, Rajasthan
Pincode
326519
City
Kota
State
Rajasthan
HDFC Bank Personal Loan
Area
Rspuram
Address
590 Db Roadr S Puram, Nr To Savitha Hall, coimbatore, tamilnadu
Pincode
641002
City
Coimbatore
State
Tamil Nadu
HDFC Bank Personal Loan
Area
Curchorem
Address
Mopkar Chamunda, Near Post Office, Curchorem, Sanguem Road, curchorem, goa
Pincode
403706
City
Goa
State
Goa
More....