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HDFC Bank Personal Loan


HDFC Bank Personal Loan is available for any personal needs like children's education or marriage or dream vacation etc. to salaried and self-employed professionals and businessmen. HDFC Bank personal loan can be availed for a maximum limit of Rs. 15 lacs and it can be repaid by equated monthly installments (EMI) within a period of 1-5 years.

Borrower can avail this loan without any need for guarantor, surety or collateral security. An existing borrower of HDFC home or car loan for more than 12 and 6 months respectively, can get HDFC personal loan without any income documentation.
HDFC Bank personal loan is processed faster with minimal documentation for Salary Account holder of HDFC Bank, else it takes about 5 days for approval of loan provided all documents are submitted.

The interest rate on HDFC Bank personal loan is dependent on the borrower and his company profile and can vary from 15% - 23% p.a. HDFC Bank charges a processing fee of 2.5% of loan amount subject to minimum Rs.1000. HDFC does not allow borrower to part prepay the loan, but can foreclose the loan with prepayment charges of 4% of outstanding loan amount.

To be eligible for this personal loan, the salaried applicant must be between an age group of 21-60 years and has worked for at least for 2 years with a net income of Rs. 10,000/- pm to Rs. 15,000/- pm.

For self-employed professional, he should be in the age group of 24-65 years with minimum 4-7 years of professional experience and an annual income of Rs. 1,00,000/-

Likewise for other self-employed personnel, they should have been in the current business for minimum 3 years with total experience of 5 years.

Apply Today for Personal Loan in India & get lowest interest rate on Personal Loans

Features:  The bank offers personal loans for meeting expenditure in instances such as vacation, admissions and weddings. One can get a maximum loan of Rs 15 lakh with flexible repayment options. The maximum loan tenure is 60 months, with no guarantor/security/collateral required. It offers a personal accident cover of Rs.2 lakh at a nominal premium.

Processing Fees:  upto 2.5% of loan amount subject to minimum Rs. 1000/-

Prepayment Charges:  4% of outstanding loan amount

Max Tenure:  3

Min-Max Age:  21-60

Plan Interest Rate Min Interest Rate Max EMI Processing Fee

HDFC Bank 15.75 20.0 3503 - 3716 upto 2.5% of loan amount subject to minimum Rs. 1000/-

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Bank Address of HDFC Bank Personal Loan in India
Haldwani
Area
Haldwani
Address
8/6 Nanital Road, Bhotia Prao, Haldwani, uttranchal
Pincode
263139
City
Haldwani
State
Uttarakhand
Secunderabad - Hyderabad
Area
Hyderabad
Address
Usha Kiran Complex, Gr Floor, Paradise Circle, Sarojini Devi Road, Secunderabad, Andhra Pradesh
Pincode
500003
City
Secunderabad
State
Andhra Pradesh
Howrah - LiluahWestbengal
Area
LiluahWestbengal
Address
268/9, G.T.Road, Liluah, Howrah, West Bengal
Pincode
711204
City
Howrah
State
West Bengal
Mumbai - Bombayscottishextnctr
Area
Bombayscottishextnctr
Address
Bombay Scottish Orphanage Society, Veer Savarkar Marg, Mahim, Mumbai, Maharashtra
Pincode
-
City
Mumbai
State
Maharashtra
Delhi - Adarshnagar
Area
Adarshnagar
Address
A 4, Panchwati, Adarsh Nagar, Delhi
Pincode
110033
City
Delhi
State
Delhi
Delhi - Saket
Area
Saket
Address
E 143,Saket, New Delhi
Pincode
110017
City
Delhi
State
Delhi
Ahmednagar - AST Stand Road
Area
AST Stand Road
Address
Ambar Plaza building Ast Stand Road, Ahmednagar, Maharashtra
Pincode
414001
City
Ahmednagar
State
Maharashtra
Mangalore - Karnataka
Area
Karnataka
Address
Ground Floorm N Towers, Kadri, Mangalore, Karnataka
Pincode
575002
City
Mangalore
State
Karnataka
Jamnagar - Udyognagar
Area
Udyognagar
Address
Ground Floor, Yogeshwar, Oswal Colony 2, Ranjit Nagar, Opp. Esi Office, Jamnagar, Gujarat
Pincode
361005
City
Jamnagar
State
Gujarat
Delhi - Paharganj
Area
Paharganj
Address
Shop No Ag1 To Ag8, Ag20 To Ag21, Plot No 2, Community Centre, Motia Khan, Pahar Ganj, New delhi
Pincode
110055
City
Delhi
State
Delhi
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