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bharti axa Health Insurance


Features:  DNA

General Exclusions:  1.Pre-existing diseases - All diseases/illnesses/injuries including symptoms or conditions existing when the policy cover comes into force for the first time. This policy shall cover pre-existing diseases, illnesses or injuries after four continuous renewals with us. 2.Pregnancy and childbirth related complications. 3.Suicide, self-inflicted injury or illness, mental disorder, anxiety, stress or depression, use of alcohol or drugs. 4.Diseases such as HIV or AIDS. 5. Cost of spectacles, contact lenses and hearing aids. 6.Dental treatment or surgery of any kind unless requiring hospitalization. 7.Experimental or unproven treatment. 8.Treatment by a family member, self- medication or any treatment that is not scientifically approved 9.Treatment taken from a person not registered as medical practitioner 10. Any hospitalization expenses incurred outside India 11. Any other personal exclusion mentioned in the policy schedule

PreExisting Coverage:  After 4 continuous policy years.

Co-Pay:  'Not Applicable';

Coverage (Features):  1. Room Rent 2. Medical and O.T Charges 3. Surgeon/ Doctor Fees 4. Pre and Post Hospitalisation Expenses 5. Cashless Facility 6. Critical Illness

Minimum entry age (Yrs):  0

Maximum entry age (Yrs):  35

Doctor fee limit:  No Limit

Room rent limit General (Min):  No Limit

Room rent limit General (Max):  1% of SI

Room rent limit ICU (Min):  No Limit

Room rent limit ICU (Max):  2.5% to 3% of SI

Medical OT charges (Max limit per illness):  No Limit

Plan Doctor's Fee? Room rentals? OT and Medical? Cash Allowance?

Bharti AXA - Critical Illness

Bharati AXA - Smart Health Premium - East & South Zone (Individual)

Bharati AXA - Smart Health Premium - West & North Zone (Individual)

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Upto 5 providers will offer you alternative proposals based on Oct 2014 premiums
 
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Prefered Insurance Cos:
  •  Any 5
  •  MAX BUPA
  •  NATIONAL
  •  ORIENTAL
  •  RELIANCE
  •  BHARTI AXA
  •  AEGON RELIGARE
  •  CHOLA
  •  IFFCO TOKIO
  •  BAJAJ ALLIANZ

 
 
 
 
 

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