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New India Health Insurance


The New India Assurance Mediclaim policy specially covers the hospitalization expenses. Mediclaim policy can be categorized as - Individual Mediclaim policy and Floater Mediclaim policy. Individual Mediclaim policy covers each individual with separate sum insured and in floater policy whole family gets covered under one mediclaim policy with one sum insured. Health Insurance is the one year contract with the insurance company, so the policyholder needs to renew policy every year. Health portability is possible in this policy. New India Assurance has Mediclaim policy for individual, Family floater, Senior citizen and group Mediclaim policy.

New India Assurance Mediclaim Plans
  1. Mediclaim policy: New India Assurance Mediclaim policy generally covers the hospitalization expenses and the policy is available from the age 18 years to 60 years and thereafter it can be renewed provided that the policy is renewed without any break. Some of the key features of the policy are pre-hospitalization cover for 30 days and post-hospitalization cover for 60 days, pre-existing disease get covered after 4 continuous claim-free years, Discount in premium for family cover, Cumulative Bonus and sum insured available from Rs. 1 Lac to 5 Lacs.

  2. Family Floater Mediclaim Policy: This policy is available for family members where all the family members get covered under one policy and with one sum insured. Family floater policy members include self, spouse and dependent children (Maximum Two). All other things remain the same in this policy. Some of the key features of this policy are: Entry age is 18 years to 60 years, sum insured option from Rs. 2 Lacs to 5 Lacs, Pre-hospitalization cover up to 30 days and post-hospitalization cover up to 60 days, pre-existing disease get covered after 4 continuous claim free years. Premium of this policy depends on proposer's age and geographical area.

  3. Senior Citizen Mediclaim Policy: Senior Citizen Mediclaim policy is normal Mediclaim policy which covers the hospitalization expenses and is specially designed for the senior citizens. The entry age for this policy is 60 years to 80 years and it can be renewed up to the age of 90 years. While buying new policy health check up is compulsory for this policy. Some of the key features of this policy are pre-hospitalization cover up to 30 days and post hospitalization cover up to 60 days, pre-existing disease get covered after 18 months of continuous insurance and sum insured option available from 1 Lac to 1.5 Lacs.

  4. Overseas Mediclaim Policy: Whenever a person is traveling abroad for specific time duration then overseas Mediclaim policy is useful. This policy is to be taken prior to departure from India. Person eligible for this policy should be the range of 6 years to 70 years. But for frequent travelers this policy is quite good. Some of the key features of this policy are premium payable in rupees and claim settlements in foreign currency and pre-existing disease is not covered under this policy.
Different plans available under these policies which are listed below:
  1. Plan A:- This includes travel to countries excluding USA & Canada and sum insured limited to USD 50,000.
  2. Plan B:- This includes travel worldwide including USA & Canada and sum insured limited to USD 1,00,000.
  3. Plan C:- This includes travel to countries excluding USA & Canada for employment and studies. Sum insured limited to USD 1,50,000.
  4. Plan D:- This includes travel worldwide including USA & Canada for employment and studies. Sum insured limited to USD 1,50,000.
  5. Plan E:- This include travel worldwide including USA & Canada for frequent travelers and sum insured limited to 1,00,000.
New India health insurance plans have room rent sub limits of 1% of sum assured. This means in case you stay in a room costing higher than this limit then all other expenses will also be reduced on the basis of what you would have incurred had you stayed in a room that costs below your limit.


Features:  DNA

General Exclusions:  Dental treatment except arising out of accident. Debility and General Run Down Conditions. Sexually transmitted diseases and HIV (AIDS) Circumcision, Cosmetic surgery, Plastic surgery unless required to treat injury or illness Vaccination and Inoculation Pregnancy and child birth War, Act of foreign enemy, ionising radiation and nuclear weapon. Treatment outside India Naturopathy Domiciliary Treatment Experimental or unproven treatment

PreExisting Coverage:  After 4 claim free years. Hypertension and diabetes covered on payment of extra premium.

Co-Pay:  'Not Applicable';

Coverage (Features):  1. Room Rent 2. Medical and O.T Charges 3. Surgeon/ Doctor Fees 4. Pre and Post Hospitalisation Expenses 5. Cashless Facility

Minimum entry age (Yrs):  26

Maximum entry age (Yrs):  30

Doctor fee limit:  25 of SI

Room rent limit General (Min):  No Limit

Room rent limit General (Max):  1% of SI per day

Room rent limit ICU (Min):  No Limit

Room rent limit ICU (Max):  2% of SI per day

Medical OT charges (Max limit per illness):  No Limit

Plan Doctor's Fee? Room rentals? OT and Medical? Cash Allowance?

New India Assurance - Mediclaim- Mumbai (Individual)

New India Assurance - Mediclaim Delhi (Individual)

New India Assurance - Mediclaim- Bangalore (Individual)

New India Assurance - Rest of India (Individual)

Hide Bank addresses

Bank Address of New India Assurance Health Insurance in India
Chandigarh
Area
Chandigarh
Address
City Branch - 35 S.C.O.347- 348, Sector 35-B
Pincode
160022
City
Chandigarh
State
Punjab
New Delhi - Connaught Circus
Area
Connaught Circus
Address
Delhi Regional Office-IJeeven Bharti Bldg,124,Connaught Circus
Pincode
110001
City
New Delhi
State
Delhi
Mumbai - Cooperage Road
Area
Cooperage Road
Address
Mumbai Reg. Office Iii New India Centre, 3Rd Fl., 17-A, Cooperage Road
Pincode
400039
City
Mumbai
State
Maharashtra
Jaipur - Tonk Road
Area
Tonk Road
Address
Regional Office Iind Floor, Nehru Place,Tonk Road
Pincode
302015
City
Jaipur
State
Rajasthan
Baroda - Sayajiganj
Area
Sayajiganj
Address
Baroda Regional Office 9Th Floor, Suraj Plaza -Ii Sayajiganj Baroda
Pincode
390020
City
Baroda
State
Gujarat
Kolkata
Area
Kolkata
Address
City Branch Shah House, 1St Floor P-34,India Exchange Place
Pincode
700001
City
Kolkata
State
West Bengal
Secunderabad - R.P. Road
Area
R.P. Road
Address
Motor Third Party Claims Cell, Door No. 5-2-174/2, Madan Mohan Building, R.P. Road
Pincode
500003
City
Secunderabad
State
Tamil Nadu
Mumbai - Cooperage Road
Area
Cooperage Road
Address
Mumbai Reg. Office Iii New India Centre, 3Rd Fl., 17-A, Cooperage Road
Pincode
400039
City
Mumbai
State
Maharashtra
Bhopal - Arera Hills
Area
Arera Hills
Address
Regional Office Block No 3, Iind Floor,Pariyavas Bhavan,Arera Hills
Pincode
462011
City
Bhopal
State
Tamil Nadu
Jaipur - Tonk Road
Area
Tonk Road
Address
Regional Office Iind Floor, Nehru Place,Tonk Road
Pincode
302015
City
Jaipur
State
Rajasthan
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