Get Personal Loan Offers
A maximum of 5 providers will compete to give you the best rates (May 2012)

 

 

 

 

 

 

 

 

 

 

 

 

I authorize ApnaPaisa and its partner providers to call or SMS me in connection with my application & agree to the Privacy Policy and Terms of use

To get best offers from a network of over 300 service providers, simply fill up the adjoining application form. Our automated engine will match your requirements with a comprehensive set of offers in the market and connect you to a maximum of 5 providers who can service your need. WHEN BANKS COMPETE YOU WIN. You will yourself be able to decide which bank gives the best personal loan based on any of the following parameters:


  • Lowest Interest Rate
  • Lowest EMI
  • Maximum Loan Amount Offered
  • Lowest Processing Fees
  • Eligibility based on your credit report (from credit bureaus such as CIBIL)
  • Other Parameters

4 step process to get the best personal Loan

1) Make sure your credit history is clear by getting a copy of your own credit report from CIBIL. You can get the report online by logging into www.cibil.com . If your credit history shows any errors get them corrected first before you apply for a personal loan as lenders are likely to reject the loan application if the credit report shows any defaults in the past.


2) Make lenders compete, compete and compete. That is the best way you will get the lowest EMI as well as processing fees.


3) If loan eligibility is not an issue find out if a lower interest rate or lower processing fee is available if you reduce the loan amount


4) Other things remaining the same you can choose the loan that has a lower pre-payment charge


Barclays Personal Loan


Features: Barclays Finance is the trade name of Barclays Investments and Loans (India) Ltd.* offering competitive products and services to deliver superior value and more importantly suit customer needs. Barclays Finance offers personal loan with a faster processing, simple documentation and smaller EMIs with longer tenure

Processing Fees: 2% of loan amount

Prepayment Charges: Less than 6 months: 6% of principal outstanding, More than 6 months: 4% of principal outstanding.

Max Tenure: 3

Min-Max Age: 25-58

Plan Interest Rate Min Interest Rate Max EMI Processing Fee

Barclays Finance Personal Loans 16.0 28.0 3516 - 4136 2% of loan amount