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SBI Personal Loan


If you are looking for finance to go on a dream holiday or for a marriage in the family or higher education or any other urgent personal needs, SBI Saral Personal Loan can be one of those options.

SBI offers personal loan to salaried individuals and self-employed professionals such as chartered accountants, architects and doctors etc. with minimum two years work experience. The loan amount which you can get as SBI personal loan is dependent on your income and repayment capacity. 

Do you have sufficient amount of fund for any sudden event or expenses required to be met for some medical emergency? No?

Or do you think that your Child?'s education or marriage budget may exceed which are termed as one of the most special moments in your life but funds are not sufficient in your saving bank account? What should you do to meet this additional requirement of funds?

The most viable option is to go for personal loan for any such requirement for an emergency.

 

SBI Saral Personal Loan is the solution to fulfill your need and desire whenever there is any shortage in funding.

 

Features

 

Purpose:

SBI Personal loan will be granted to individuals who are in need for the immediate amount of fund required for any legal events such as marriage and education of son or daughter, Margin for purchase of assets, Vacation and Medical treatment etc. Loan will not be sanctioned for any speculative activity.

 

Eligibility:

Resident Indian, Salaried Individuals of good corporate, Self-employed, Doctor, Architect, Chartered Accountant, MBA with minimum two years of position. Loan will be approved on the basis of Credit Report.

 

Loan amount:

SBI Personal loan India amount will depend upon your income and repayment capacity. SBI Personal Loan is sanctioned without any collateral security and margin amount. It takes up to 3 days to get the loan amount disburse.

 

Minimum Income:

Maximum Loan amount:

Rs. 24,000/- in metro & urban city

Rs. 10,000/- in rural/semi-urban city

12 times of net monthly income for salaried and pensioners up to ceiling of Rs.10 lakhs

 

Documentation:

        For salaried individuals, latest salary slip and Form 16

  • For self- employed and professionals, Proof of official address
  • Passport size photograph

 

SBI Personal Loan Interest Rates: 8.50% above Base Rate floating, currently 18.50% p.a. Repayment term: 48 months

Processing fees: 2.02%-3.03% of the loan amount.

Prepayment penalty: NIL


Since personal loans are granted without any tangible security the rate of interest charged is relatively higher and are available selectively. However if you can offer any tangible security like gold jewelry, high surrender value insurance policies you can get loans at cheaper rates.

Apply Today for Personal Loan in India & get lowest interest rate on Personal Loans
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Bank Address of SBI Personal Loan in India
Mangalore - Arya Samaj Road
Area
Arya Samaj Road
Address
Suvasini Building, Mangalore, Balmatta Complex, dt Dakshina Kannada, Karnataka
Pincode
575001
City
Mangalore
State
Karnataka
Thrissur - Alagappa Nagar
Area
Alagappa Nagar
Address
Kundukavu Nhagavathi, Temple Complex, Alagappanagar, Thrissur, Kerala
Pincode
680302
City
Thrissur
State
Kerala
Chandigarh - Spl Hsg Fin Branch, Gurgaon
Area
Spl Hsg Fin Branch, Gurgaon
Address
First India Place Vatikam G Road, Gurgaon
Pincode
160001
City
Chandigarh
State
Chandigarh
Ahmedabad - G.I.D.C. Odhav
Area
G.I.D.C. Odhav
Address
Near Bhikshuk Gruh Gidc Odhav, Ahmedabad, Ahmedabad, Gujrat
Pincode
382415
City
Ahmedabad
State
Gujarat
Siliguri - Naya Bazar
Area
Naya Bazar
Address
P.O. Siliguri Bazar, P O Siliguri, darjeeling, West Bengal
Pincode
734405
City
Siliguri
State
West Bengal
Ahmedabad - Khoraj
Area
Khoraj
Address
Khoraj, Ahmadabad, Gujarat
Pincode
382170
City
Ahmedabad
State
Gujarat
Baroda - Afs Makarpura
Area
Afs Makarpura
Address
Air Force Station, Makarpura, Baroda, Gujarat
Pincode
390018
City
Baroda
State
Gujarat
Kolkata - Narkeldanga
Area
Narkeldanga
Address
P 274,C.I.T.Schemeiv M, C I T Road, Dt. Kolkata, West Bengal
Pincode
700011
City
Kolkata
State
West Bengal
Mumbai - Seepz
Area
Seepz
Address
New Bank Building, Seepz Sez, Andhereast, Mumbai
Pincode
400096
City
Mumbai
State
Maharashtra
Jodhpur - Army Area
Area
Army Area
Address
Near Stn Hqr. Army Area, Jodhpur, Rajasthan
Pincode
342010
City
Jodhpur
State
Rajasthan
More....
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