Get Home Loan Offers
A maximum of 5 providers will compete to give you the best rates (May 2012)
Benefits of Applying Online
When Banks Compete, you win.
Apply for a Home Loan at ApnaPaisa and we will match your requirements with the best offers from our network of over 400 service providers. We will get a maximum of five providers to compete for your business. WHEN BANKS COMPETE YOU WIN. You can then decide which home loan is best for you based on:
- Lowest Interest Rate
- Lowest EMI
- No Pre-payment charges
- Lowest Processing Fees
- Maximum Eligible Loan Amount
- Mandatory Documents Required
- Lowest Processing Fees
Or any other factor that is important to you.
Negotiating Tips
1) If you have a good credit record and your income is sufficient to justify the loan you can negotiate on interest rates. You can also try and get Processing fees or legal or valuation fees reduced or completely waived.
2) If you go for a floating rate loan then pre-payment charges are not payable.
3) When interest rates are high and are expected to go down you should go in for a floating rate loan as it makes no sense to lock into high fixed rates or the so called Dual rate loans where rates remain fixed for a couple of years before shifting to regular floating rate loans. Please review this decision at least once every 6 months
4) Take term insurance and critical illness and accidental disability policy for the full loan amount to make sure you or your loved ones don't have to worry about loan repayment should you die or are disabled due to a critical illness or accident. You cannot be forced to buy this policy from the insurance company chosen by the lender - you should choose your own insurer.
Axis Bank - Fixed - Nischint
Interest Rate Min: 11.75
Interest Rate Max: 11.75
EMI: 21674
Processing Fee: 1% of loan amount
Comparison Of AXIS Bank (UTI) plans with similar plans
| Plan | Interest Rate Min | Interest Rate Max | EMI | Processing Fee |
|---|
Plans shortlisted by you
Axis Bank - Fixed - Nischint sss
11.75
11.75
21674
1% of loan amount
| Axis Bank - Fixed - Nischint sss | 11.75 | 11.75 | 21674 | 1% of loan amount |
Similar plans from Other Companies
ICICI Bank - Floating
10.5
10.5
19968
0.50% of loan amount
| ICICI Bank - Floating | 10.5 | 10.5 | 19968 | 0.50% of loan amount |
Federal Bank - Fixed
11.23
11.23
20958
0.50% of loan amount
| Federal Bank - Fixed | 11.23 | 11.23 | 20958 | 0.50% of loan amount |
ICICI Bank - 2 year Fixed
10.75
10.75
20305
0.50% of loan amount
| ICICI Bank - 2 year Fixed | 10.75 | 10.75 | 20305 | 0.50% of loan amount |
Indian Bank - Fixed
12.0
12.0
22022
0.25% on loan amount
| Indian Bank - Fixed | 12.0 | 12.0 | 22022 | 0.25% on loan amount |
HSBC Bank - Floating
11.0
13.0
20644 - 23432
1% of the loan amount or Rs. 10,000, whichever is higher
| HSBC Bank - Floating | 11.0 | 13.0 | 20644 - 23432 | 1% of the loan amount or Rs. 10,000, whichever is higher |
Citibank - Floating
12.0
12.0
22022
upto 1% of loan amount
| Citibank - Floating | 12.0 | 12.0 | 22022 | upto 1% of loan amount |
Allahabad Bank - Floating
11.75
11.75
21674
0.50% of Loan amount, Minimum Rs.10,000/-
| Allahabad Bank - Floating | 11.75 | 11.75 | 21674 | 0.50% of Loan amount, Minimum Rs.10,000/- |
IDBI Bank - Floating
10.75
10.75
20305
1% of loan amount
| IDBI Bank - Floating | 10.75 | 10.75 | 20305 | 1% of loan amount |
Axis Bank - Floating
10.75
10.75
20305
1% of loan amount
| Axis Bank - Floating | 10.75 | 10.75 | 20305 | 1% of loan amount |
ICICI Bank - 3 years Fixed
10.75
10.75
20305
0.50% of loan amount
| ICICI Bank - 3 years Fixed | 10.75 | 10.75 | 20305 | 0.50% of loan amount |
Punjab National Bank - Fixed
11.25
11.25
20985
0.50% of loan amount, max Rs 20000.
| Punjab National Bank - Fixed | 11.25 | 11.25 | 20985 | 0.50% of loan amount, max Rs 20000. |
HDFC - Fixed First - 5 years
11.25
11.25
20985
0.50% of loan amount, maximum Rs 10000.
| HDFC - Fixed First - 5 years | 11.25 | 11.25 | 20985 | 0.50% of loan amount, maximum Rs 10000. |
HDFC - Fixed First - 3 years
10.75
10.75
20305
0.50% of loan amount, maximum Rs 10000.
| HDFC - Fixed First - 3 years | 10.75 | 10.75 | 20305 | 0.50% of loan amount, maximum Rs 10000. |
Bank of Maharashtra - Floating
11.0
11.0
20644
upto Rs 5 lakh- Rs 1000, above Rs 5 lakh and upto Rs 15 lakh- 2500, above Rs 15 lakh- 5000
| Bank of Maharashtra - Floating | 11.0 | 11.0 | 20644 | upto Rs 5 lakh- Rs 1000, above Rs 5 lakh and upto Rs 15 lakh- 2500, above Rs 15 lakh- 5000 |
Canara Bank - Floating
11.5
11.5
21329
0.5% of loan amount. Max Rs. 10000/-
| Canara Bank - Floating | 11.5 | 11.5 | 21329 | 0.5% of loan amount. Max Rs. 10000/- |
ICICI Bank - Fixed
14.5
14.5
25600
0.5% of loan amount
| ICICI Bank - Fixed | 14.5 | 14.5 | 25600 | 0.5% of loan amount |
Bank of Baroda - Floating
11.0
11.0
20644
Nil
| Bank of Baroda - Floating | 11.0 | 11.0 | 20644 | Nil |
Oriental Bank of Commerce - Floating
11.0
11.0
20644
0.5% of loan amount or max Rs 12500 50% waiver during festive offer
| Oriental Bank of Commerce - Floating | 11.0 | 11.0 | 20644 | 0.5% of loan amount or max Rs 12500 50% waiver during festive offer |
IDBI Bank - Fixed
13.5
13.75
24147 - 24508
1% of loan amount
| IDBI Bank - Fixed | 13.5 | 13.75 | 24147 - 24508 | 1% of loan amount |
Central Bank of India - Floating
10.5
10.5
19968
0.5% of loan amount or max Rs. 20,000
| Central Bank of India - Floating | 10.5 | 10.5 | 19968 | 0.5% of loan amount or max Rs. 20,000 |
Punjab National Bank - Floating
10.75
10.75
20305
0.50% of loan amount, max Rs 20000.
| Punjab National Bank - Floating | 10.75 | 10.75 | 20305 | 0.50% of loan amount, max Rs 20000. |
UCO Bank - Floating
11.75
12.25
21674 - 22371
0.5% of the loan amount or min Rs 1000
| UCO Bank - Floating | 11.75 | 12.25 | 21674 - 22371 | 0.5% of the loan amount or min Rs 1000 |
Vijaya Bank - Floating
11.3
11.3
21054
upto Rs 25000- Nil, above Rs 25000 upto Rs 2 lakh- Rs 500, above Rs 2 lakh upto Rs 30 lakh- 0.5% of loan amount or max Rs 1000, above Rs 30 lakh- 0.5% of loan amount or min Rs 15000 and max Rs 20000
| Vijaya Bank - Floating | 11.3 | 11.3 | 21054 | upto Rs 25000- Nil, above Rs 25000 upto Rs 2 lakh- Rs 500, above Rs 2 lakh upto Rs 30 lakh- 0.5% of loan amount or max Rs 1000, above Rs 30 lakh- 0.5% of loan amount or min Rs 15000 and max Rs 20000 |
Federal Bank - Floating
10.73
10.73
20278
0.50% of loan amount
| Federal Bank - Floating | 10.73 | 10.73 | 20278 | 0.50% of loan amount |
Catholic Syrian Bank - Floating
11.25
11.25
20985
0.50% of loan amount
| Catholic Syrian Bank - Floating | 11.25 | 11.25 | 20985 | 0.50% of loan amount |
Bank of India - Floating
10.5
10.5
19968
upto Rs 25 lakh- 0.5% of loan amount or min Rs 4000 and max Rs 10000, above Rs 25 lakh upto Rs 75 lakh- Rs 20000, above Rs 75 lacs - Rs 25000 and above Rs 3 cr- Rs 50000.
| Bank of India - Floating | 10.5 | 10.5 | 19968 | upto Rs 25 lakh- 0.5% of loan amount or min Rs 4000 and max Rs 10000, above Rs 25 lakh upto Rs 75 lakh- Rs 20000, above Rs 75 lacs - Rs 25000 and above Rs 3 cr- Rs 50000. |
State Bank of Mysore - Floating
11.25
11.25
20985
0.50% of loan amount, maximum Rs 10000
| State Bank of Mysore - Floating | 11.25 | 11.25 | 20985 | 0.50% of loan amount, maximum Rs 10000 |
Indian Bank - Floating
11.0
11.0
20644
0.25% on loan amount
| Indian Bank - Floating | 11.0 | 11.0 | 20644 | 0.25% on loan amount |
Indiabulls Housing Finance
10.5
10.5
19968
DNA
| Indiabulls Housing Finance | 10.5 | 10.5 | 19968 | DNA |
First Blue Home Finance - Floating
10.5
10.5
19968
0.5% to 1% of the loan amount
| First Blue Home Finance - Floating | 10.5 | 10.5 | 19968 | 0.5% to 1% of the loan amount |
Dena Bank - Fixed
11.75
11.75
21674
For loans Upto Rs 50 Lakh - 0.25% of loan amount or max Rs 12,500, Above Rs 50 Lakh and upto 1 crore - 0.20% of the loan amount, maximum Rs 20,000, for loans above Rs.1 crore to Rs.5 crore - 0.15% of loan amount, maximum Rs 75,000/-, for loans above Rs 5 crore - 0.10% of loan amount, maximum Rs 1,00,000. 50% reduction in process fees up to 15.3.2012
| Dena Bank - Fixed | 11.75 | 11.75 | 21674 | For loans Upto Rs 50 Lakh - 0.25% of loan amount or max Rs 12,500, Above Rs 50 Lakh and upto 1 crore - 0.20% of the loan amount, maximum Rs 20,000, for loans above Rs.1 crore to Rs.5 crore - 0.15% of loan amount, maximum Rs 75,000/-, for loans above Rs 5 crore - 0.10% of loan amount, maximum Rs 1,00,000. 50% reduction in process fees up to 15.3.2012 |
Dena Bank - Floating
11.0
11.0
20644
For loans Upto Rs 50 Lakh - 0.25% of loan amount or max Rs 12,500, Above Rs 50 Lakh and upto 1 crore - 0.20% of the loan amount, maximum Rs 20,000, for loans above Rs.1 crore to Rs.5 crore - 0.15% of loan amount, maximum Rs 75,000/-, for loans above Rs 5 crore - 0.10% of loan amount, maximum Rs 1,00,000.50% reduction in process fees up to 15.3.2012
| Dena Bank - Floating | 11.0 | 11.0 | 20644 | For loans Upto Rs 50 Lakh - 0.25% of loan amount or max Rs 12,500, Above Rs 50 Lakh and upto 1 crore - 0.20% of the loan amount, maximum Rs 20,000, for loans above Rs.1 crore to Rs.5 crore - 0.15% of loan amount, maximum Rs 75,000/-, for loans above Rs 5 crore - 0.10% of loan amount, maximum Rs 1,00,000.50% reduction in process fees up to 15.3.2012 |
DCB
11.25
11.5
20985 - 21329
0.5% of the loan amount, min Rs 5000.
| DCB | 11.25 | 11.5 | 20985 - 21329 | 0.5% of the loan amount, min Rs 5000. |
Saraswat Bank - Floating
11.0
11.0
20644
Rs. 5000/-
| Saraswat Bank - Floating | 11.0 | 11.0 | 20644 | Rs. 5000/- |
South Indian Bank - Floating
14.15
14.15
25089
0.50% of loan amount
| South Indian Bank - Floating | 14.15 | 14.15 | 25089 | 0.50% of loan amount |
Dhanalakshmi Bank Ltd - Floating
12.25
12.25
22371
upto Rs 20 lakh- Rs. 3500, above Rs 20 lakh-Rs. 5000
| Dhanalakshmi Bank Ltd - Floating | 12.25 | 12.25 | 22371 | upto Rs 20 lakh- Rs. 3500, above Rs 20 lakh-Rs. 5000 |
Saraswat Bank - Fixed
12.0
12.0
22022
Rs. 5000/-
| Saraswat Bank - Fixed | 12.0 | 12.0 | 22022 | Rs. 5000/- |
ICICI Bank - 1 year Fixed
10.5
10.5
19968
0.50% of loan amount
| ICICI Bank - 1 year Fixed | 10.5 | 10.5 | 19968 | 0.50% of loan amount |
Tamilnad Mercantile Bank Ltd - Floating
13.0
13.0
23432
0.50% of loan amount
| Tamilnad Mercantile Bank Ltd - Floating | 13.0 | 13.0 | 23432 | 0.50% of loan amount |
Reliance Home Finance
11.25
11.25
20985
0.75% of the loan amount.
| Reliance Home Finance | 11.25 | 11.25 | 20985 | 0.75% of the loan amount. |
United Bank of India - Floating
11.7
11.7
21605
0.50% of the loan amount minimum. Minimum: Rs.1000/- and Maximum: Rs.10,000/-
| United Bank of India - Floating | 11.7 | 11.7 | 21605 | 0.50% of the loan amount minimum. Minimum: Rs.1000/- and Maximum: Rs.10,000/- |
State Bank of Travancore - Floating
11.25
11.25
20985
upto Rs 25000- Nil, above Rs 25000 upto Rs 2 lakh- 0.55% of the loan amount or max Rs 500, above Rs 2 lakh- 0.55% of the loan amount or max Rs 10000
| State Bank of Travancore - Floating | 11.25 | 11.25 | 20985 | upto Rs 25000- Nil, above Rs 25000 upto Rs 2 lakh- 0.55% of the loan amount or max Rs 500, above Rs 2 lakh- 0.55% of the loan amount or max Rs 10000 |
State Bank of Hyderabad - Floating
11.25
11.25
20985
0.5% of loan amount, max Rs 10000
| State Bank of Hyderabad - Floating | 11.25 | 11.25 | 20985 | 0.5% of loan amount, max Rs 10000 |
Punjab & Sind Bank - Floating
11.25
11.25
20985
0.5% of loan amount, Max Rs 10000/-
| Punjab & Sind Bank - Floating | 11.25 | 11.25 | 20985 | 0.5% of loan amount, Max Rs 10000/- |
State Bank of Bikaner& Jaipur - Floating
10.5
10.5
19968
0.6% of loan amount, Max Rs 10000.
| State Bank of Bikaner& Jaipur - Floating | 10.5 | 10.5 | 19968 | 0.6% of loan amount, Max Rs 10000. |
Corporation Bank - Fixed
13.35
13.35
23932
upto Rs 5 lakh- 0.50% of loan or min Rs 1000 & max Rs 2500, above Rs 5 lakh & upto Rs 15 lakh- 0.50% of loan or min Rs 2500 & max Rs 7500, above Rs 15 lakh & upto Rs 20 lakh- 0.50% of loan or min Rs 7500 & max Rs 10000, above
| Corporation Bank - Fixed | 13.35 | 13.35 | 23932 | upto Rs 5 lakh- 0.50% of loan or min Rs 1000 & max Rs 2500, above Rs 5 lakh & upto Rs 15 lakh- 0.50% of loan or min Rs 2500 & max Rs 7500, above Rs 15 lakh & upto Rs 20 lakh- 0.50% of loan or min Rs 7500 & max Rs 10000, above |
J & K Bank - Floating
13.25
13.25
23789
0.25% of loan amount
| J & K Bank - Floating | 13.25 | 13.25 | 23789 | 0.25% of loan amount |
HDFC - Fixed
12.25
12.25
22371
0.50% of loan amount
| HDFC - Fixed | 12.25 | 12.25 | 22371 | 0.50% of loan amount |
SBI - Floating
10.5
10.5
19968
0.25% of loan amount
| SBI - Floating | 10.5 | 10.5 | 19968 | 0.25% of loan amount |
Corporation Bank - Floating
10.85
10.85
20440
upto Rs 5 lakh- 0.50% of loan or min Rs 1000 & max Rs 2500, above Rs 5 lakh & upto Rs 15 lakh- 0.50% of loan or min Rs 2500 & max Rs 7500, above Rs 15 lakh & upto Rs 20 lakh- 0.50% of loan or min Rs 7500 & max Rs 10000, above
| Corporation Bank - Floating | 10.85 | 10.85 | 20440 | upto Rs 5 lakh- 0.50% of loan or min Rs 1000 & max Rs 2500, above Rs 5 lakh & upto Rs 15 lakh- 0.50% of loan or min Rs 2500 & max Rs 7500, above Rs 15 lakh & upto Rs 20 lakh- 0.50% of loan or min Rs 7500 & max Rs 10000, above |
Syndicate Bank - Floating
10.75
10.75
20305
Rs 700 per lac or part thereof or min Rs 1000
| Syndicate Bank - Floating | 10.75 | 10.75 | 20305 | Rs 700 per lac or part thereof or min Rs 1000 |
State Bank of Patiala - Floating
11.25
11.25
20985
0.5% of loan amount or max Rs 10000
| State Bank of Patiala - Floating | 11.25 | 11.25 | 20985 | 0.5% of loan amount or max Rs 10000 |
PNB Housing Finance Ltd - Floating
10.75
10.75
20305
0.5% of loan amount
| PNB Housing Finance Ltd - Floating | 10.75 | 10.75 | 20305 | 0.5% of loan amount |
HDFC - Floating
10.75
10.75
20305
0.50% of loan amount
| HDFC - Floating | 10.75 | 10.75 | 20305 | 0.50% of loan amount |
Kotak Bank - Floating
11.0
11.5
20644 - 21329
1.25% of loan amount
| Kotak Bank - Floating | 11.0 | 11.5 | 20644 - 21329 | 1.25% of loan amount |
Indian Overseas Bank - Floating
11.25
11.25
20985
1.5% of the loan amount or max Rs 30000
| Indian Overseas Bank - Floating | 11.25 | 11.25 | 20985 | 1.5% of the loan amount or max Rs 30000 |
Bank Address of AXIS Bank (UTI) Home Loan in India
AXIS Bank (UTI) Home Loan
Area
Barakhamba Road
Address
Statesman House, 148, Barakhamba Road, New Delhi
Pincode
110001
City
New Delhi
State
Delhi
AXIS Bank (UTI) Home Loan
Area
Belgaum
Address
Cts No. 5854, Congress Road, Tilakwadi, Belgaum, Karnataka
Pincode
590006
City
Belgaum
State
Karnataka
AXIS Bank (UTI) Home Loan
Area
Worli
Address
Vaswani Chambers, Dr. Annie Besant Road, Worli, Mumbai
Pincode
400018
City
Mumbai
State
Maharashtra
AXIS Bank (UTI) Home Loan
Area
Court Road
Address
Court Road, Saharanpur, Up
Pincode
-
City
Saharanpur
State
Uttar Pradesh
AXIS Bank (UTI) Home Loan
Area
Vasco
Address
Heritage, Ground Floor, Swatantra Path, Opp, Sapna, Terraces, Vasco Da Gama, Goa
Pincode
403802
City
Goa
State
Goa
AXIS Bank (UTI) Home Loan
Area
Jubilee Hills
Address
Commercial Complex, Ground Floor, Plot No.11, Municipal No.293/82/F/11, Road No.1, Film Nagar, Jubilee Hills, Hyderabad
Pincode
500034
City
Hyderabad
State
Andhra Pradesh
AXIS Bank (UTI) Home Loan
Area
Tilak Nagar
Address
A-31, Kanchan Apartments, Opp Lbs College, Tilak Nagar, Jaipur, Rajasthan
Pincode
302004
City
Jaipur
State
Rajasthan
AXIS Bank (UTI) Home Loan
Area
Bund Garden
Address
Ashoka Galaxy, Plot No. 1, Galaxy Society,No.353 / A 2, Dhole Patil Road, Pune
Pincode
411002
City
Pune
State
Maharashtra
AXIS Bank (UTI) Home Loan
Area
Mysore
Address
Haripriya Complex, Temple Road, V V Mohalla, Mysore, Karnataka
Pincode
570002
City
Mysore
State
Karnataka
AXIS Bank (UTI) Home Loan
Area
Sudhar
Address
Opp Ghg Khalsa College, Ludhiana
Pincode
-
City
Ludhiana
State
Punjab