To get best offers from a network of over 300 service providers, simply fill up the adjoining application form. Our automated engine will match your requirements with a comprehensive set of offers in the market and connect you to a maximum of 5 providers who can service your need. WHEN BANKS COMPETE YOU WIN. You will yourself be able to decide which bank gives the best personal loan based on any of the following parameters:
- Lowest Interest Rate
- Lowest EMI
- Maximum Loan Amount Offered
- Lowest Processing Fees
- Eligibility based on your credit report (from credit bureaus such as CIBIL)
- Other Parameters
4 step process to get the best personal Loan
1) Make sure your credit history is clear by getting a copy of your own credit report from CIBIL. You can get the report online by logging into www.cibil.com . If your credit history shows any errors get them corrected first before you apply for a personal loan as lenders are likely to reject the loan application if the credit report shows any defaults in the past.
2) Make lenders compete, compete and compete. That is the best way you will get the lowest EMI as well as processing fees.
3) If loan eligibility is not an issue find out if a lower interest rate or lower processing fee is available if you reduce the loan amount
4) Other things remaining the same you can choose the loan that has a lower pre-payment charge
HDFC Bank
Interest Rate Min: 15.75
Interest Rate Max: 22.25
EMI: 3503 - 3832
Processing Fee: 2.5% of loan amount subject to minimum Rs. 1000/-
Comparison Of HDFC Bank plans with similar plans
| Plan | Interest Rate Min | Interest Rate Max | EMI | Processing Fee |
|---|
Plans shortlisted by you
HDFC Bank sss
15.75
22.25
3503 - 3832
2.5% of loan amount subject to minimum Rs. 1000/-
| HDFC Bank sss | 15.75 | 22.25 | 3503 - 3832 | 2.5% of loan amount subject to minimum Rs. 1000/- |
Similar plans from Other Companies
J&K Bank
15.0
16.0
3467 - 3516
0.50% of the loan amount
| J&K Bank | 15.0 | 16.0 | 3467 - 3516 | 0.50% of the loan amount |
Citi Bank
15.0
22.0
3467 - 3819
2.5% of loan amount
| Citi Bank | 15.0 | 22.0 | 3467 - 3819 | 2.5% of loan amount |
ABN Amro
16.0
23.0
3516 - 3871
2.25% of loan amount
| ABN Amro | 16.0 | 23.0 | 3516 - 3871 | 2.25% of loan amount |
Axis Bank
14.5
21.0
3442 - 3768
1.5% - 2% of loan amount
| Axis Bank | 14.5 | 21.0 | 3442 - 3768 | 1.5% - 2% of loan amount |
Bajaj Finserv
15.75
18.0
3503 - 3615
2% - 2.5% of loan amount
| Bajaj Finserv | 15.75 | 18.0 | 3503 - 3615 | 2% - 2.5% of loan amount |
IDBI Bank
15.0
15.0
3467
2.25% of loan amount
| IDBI Bank | 15.0 | 15.0 | 3467 | 2.25% of loan amount |
Karur Vysya Bank - Insta Loan
14.75
14.75
3454
0.5% of the loan amount.
| Karur Vysya Bank - Insta Loan | 14.75 | 14.75 | 3454 | 0.5% of the loan amount. |
Apna Sahakari Bank
16.0
16.0
3516
0.50% of the loan amount
| Apna Sahakari Bank | 16.0 | 16.0 | 3516 | 0.50% of the loan amount |
Kotak Bank
14.25
19.0
3430 - 3666
3% of Loan amount
| Kotak Bank | 14.25 | 19.0 | 3430 - 3666 | 3% of Loan amount |
Dhanalakshmi Bank Ltd
16.0
18.0
3516 - 3615
2.50% of the loan amount
| Dhanalakshmi Bank Ltd | 16.0 | 18.0 | 3516 - 3615 | 2.50% of the loan amount |
Tamilnad Mercantile Bank Ltd
17.5
20.0
3590 - 3716
1% of the loan amount
| Tamilnad Mercantile Bank Ltd | 17.5 | 20.0 | 3590 - 3716 | 1% of the loan amount |
Barclays Finance Personal Loans
16.0
28.0
3516 - 4136
2% of loan amount
| Barclays Finance Personal Loans | 16.0 | 28.0 | 3516 - 4136 | 2% of loan amount |
Abhyuday Co-op Bank Ltd
15.0
15.0
3467
1.2% of the loan amount
| Abhyuday Co-op Bank Ltd | 15.0 | 15.0 | 3467 | 1.2% of the loan amount |
CitiFinancial
21.0
21.0
3768
2% of loan amount
| CitiFinancial | 21.0 | 21.0 | 3768 | 2% of loan amount |
Federal Bank
17.45
19.95
3588 - 3714
Rs 500
| Federal Bank | 17.45 | 19.95 | 3588 - 3714 | Rs 500 |
South Indian Bank
16.75
16.75
3553
0.50% of the loan amount
| South Indian Bank | 16.75 | 16.75 | 3553 | 0.50% of the loan amount |
Karnataka Bank
16.0
16.0
3516
0.25% of loan amount. Minimum of Rs. 250/-
| Karnataka Bank | 16.0 | 16.0 | 3516 | 0.25% of loan amount. Minimum of Rs. 250/- |
Fullerton
21.0
49.0
3768 - 5350
2% of loan amount
| Fullerton | 21.0 | 49.0 | 3768 - 5350 | 2% of loan amount |
Corporation Bank
14.75
15.75
3454 - 3503
1.50% of the loan amount or min Rs. 500
| Corporation Bank | 14.75 | 15.75 | 3454 - 3503 | 1.50% of the loan amount or min Rs. 500 |
Standard Chartered Bank
16.0
16.5
3516 - 3540
2% of the loan amount.
| Standard Chartered Bank | 16.0 | 16.5 | 3516 - 3540 | 2% of the loan amount. |