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	<title>ApnaPaisa - Financial Planning, Investment, Insurance, Loans, Credit Cards, Banking &#187; Credit Card</title>
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	<link>http://www.apnapaisa.com</link>
	<description>Get Smart</description>
	<pubDate>Mon, 22 Dec 2008 12:01:27 +0000</pubDate>
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			<item>
		<title>Credit card dues? No problem!</title>
		<link>http://www.apnapaisa.com/2008/11/03/credit-card-dues-no-problem/</link>
		<comments>http://www.apnapaisa.com/2008/11/03/credit-card-dues-no-problem/#comments</comments>
		<pubDate>Mon, 03 Nov 2008 16:26:31 +0000</pubDate>
		<dc:creator>Basha Shaikh</dc:creator>
		
		<category><![CDATA[Credit Card]]></category>

		<category><![CDATA[Financial Planning]]></category>

		<category><![CDATA[credit card bill statement]]></category>

		<category><![CDATA[credit card interest payments]]></category>

		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[due date]]></category>

		<category><![CDATA[mode of payment]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=614</guid>
		<description><![CDATA[There is no doubt that credit cards are the most convenient mode of payment. If you use your credit card smartly, then you may shop your heart out as well pay the bill amount with ease. “But how?” is the big question.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/11/03/credit-card-dues-no-problem/feed/</wfw:commentRss>
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		<item>
		<title>Credit counseling- Get help to deal with your money!</title>
		<link>http://www.apnapaisa.com/2008/10/31/credit-counseling-get-help-to-deal-with-your-money/</link>
		<comments>http://www.apnapaisa.com/2008/10/31/credit-counseling-get-help-to-deal-with-your-money/#comments</comments>
		<pubDate>Fri, 31 Oct 2008 11:26:47 +0000</pubDate>
		<dc:creator>Pooja Gawde</dc:creator>
		
		<category><![CDATA[Banking]]></category>

		<category><![CDATA[Credit Card]]></category>

		<category><![CDATA[Financial Planning]]></category>

		<category><![CDATA[Loans]]></category>

		<category><![CDATA[Personal Loans]]></category>

		<category><![CDATA[Abhay]]></category>

		<category><![CDATA[consultant]]></category>

		<category><![CDATA[credit card outstanding]]></category>

		<category><![CDATA[credit card usage]]></category>

		<category><![CDATA[credit counseling]]></category>

		<category><![CDATA[credit counseling center]]></category>

		<category><![CDATA[debt trap]]></category>

		<category><![CDATA[Disha]]></category>

		<category><![CDATA[financial advisor]]></category>

		<category><![CDATA[high cost borrowings]]></category>

		<category><![CDATA[high interest rates]]></category>

		<category><![CDATA[liability]]></category>

		<category><![CDATA[low cost debt]]></category>

		<category><![CDATA[low interest rates]]></category>

		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=585</guid>
		<description><![CDATA[Things have been happening so suddenly. It was a while before I realized I am almost stuck in a trap (or at least to me it seemed to be so). I am not much of a savings person. I use my credit card a lot.]]></description>
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		<item>
		<title>Pay dues first</title>
		<link>http://www.apnapaisa.com/2008/10/31/pay-dues-first/</link>
		<comments>http://www.apnapaisa.com/2008/10/31/pay-dues-first/#comments</comments>
		<pubDate>Fri, 31 Oct 2008 09:47:29 +0000</pubDate>
		<dc:creator>Basha Shaikh</dc:creator>
		
		<category><![CDATA[Credit Card]]></category>

		<category><![CDATA[Credit Card Issues]]></category>

		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[accruing interest]]></category>

		<category><![CDATA[banking ombudsman]]></category>

		<category><![CDATA[credit card default]]></category>

		<category><![CDATA[credit card outstanding]]></category>

		<category><![CDATA[credit card rejection]]></category>

		<category><![CDATA[defaulters' list]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=718</guid>
		<description><![CDATA[Another familiar gripe – A little outstanding amount remaining on the credit card because of bank’s mistake, bank promises to waive off the amount and close the account.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/10/31/pay-dues-first/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Paid outstanding. Name still on CIBIL defaulters&#8217; list</title>
		<link>http://www.apnapaisa.com/2008/10/22/paid-outstanding-name-still-on-cibil-defaulters-list/</link>
		<comments>http://www.apnapaisa.com/2008/10/22/paid-outstanding-name-still-on-cibil-defaulters-list/#comments</comments>
		<pubDate>Wed, 22 Oct 2008 09:42:13 +0000</pubDate>
		<dc:creator>Greha Mataliya</dc:creator>
		
		<category><![CDATA[Credit Card]]></category>

		<category><![CDATA[Credit Card Issues]]></category>

		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[CIBIL]]></category>

		<category><![CDATA[credibility]]></category>

		<category><![CDATA[credit bureau]]></category>

		<category><![CDATA[credit card defaulter]]></category>

		<category><![CDATA[credit card outstanding]]></category>

		<category><![CDATA[credit card settlement]]></category>

		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[credit record]]></category>

		<category><![CDATA[credit report]]></category>

		<category><![CDATA[home loan]]></category>

		<category><![CDATA[loan application]]></category>

		<category><![CDATA[secured credit card]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=714</guid>
		<description><![CDATA[Do not be surprised if your loan application is rejected even after you have paid off your much due credit card outstanding balance. The bank might have called you and given you an option where you could just pay a specified sum, in return for a settlement letter. ]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/10/22/paid-outstanding-name-still-on-cibil-defaulters-list/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Credit Card Frauds - and how to avoid them</title>
		<link>http://www.apnapaisa.com/2008/10/22/credit-card-frauds-and-how-to-avoid-them/</link>
		<comments>http://www.apnapaisa.com/2008/10/22/credit-card-frauds-and-how-to-avoid-them/#comments</comments>
		<pubDate>Wed, 22 Oct 2008 08:03:06 +0000</pubDate>
		<dc:creator>Basha Shaikh</dc:creator>
		
		<category><![CDATA[Credit Card]]></category>

		<category><![CDATA[Credit Card Issues]]></category>

		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[account take over fraud]]></category>

		<category><![CDATA[application fraud]]></category>

		<category><![CDATA[banking ombudsman]]></category>

		<category><![CDATA[credit card fraud]]></category>

		<category><![CDATA[credit card skimming]]></category>

		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[CVV]]></category>

		<category><![CDATA[data mining]]></category>

		<category><![CDATA[fraudulent transactions]]></category>

		<category><![CDATA[merchant establishment]]></category>

		<category><![CDATA[point of sale]]></category>

		<category><![CDATA[point-of-sale device]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=541</guid>
		<description><![CDATA[The best way to avoid fraud is to know how the fraud occurs. Credit card fraud starts when the card is stolen or when the crucial information of the card is stolen. This includes name of card holder, the account number, expiration date, and verification/CVV code. ]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/10/22/credit-card-frauds-and-how-to-avoid-them/feed/</wfw:commentRss>
		</item>
		<item>
		<title>It’s worth to know about CNP transaction on your credit cards</title>
		<link>http://www.apnapaisa.com/2008/10/21/it%e2%80%99s-worth-to-know-about-cnp-transaction-on-your-credit-cards/</link>
		<comments>http://www.apnapaisa.com/2008/10/21/it%e2%80%99s-worth-to-know-about-cnp-transaction-on-your-credit-cards/#comments</comments>
		<pubDate>Tue, 21 Oct 2008 08:53:13 +0000</pubDate>
		<dc:creator>Basha Shaikh</dc:creator>
		
		<category><![CDATA[Credit Card]]></category>

		<category><![CDATA[Credit Card Issues]]></category>

		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[Client Not Present]]></category>

		<category><![CDATA[CNP fraud]]></category>

		<category><![CDATA[CNP transactions]]></category>

		<category><![CDATA[credit card fraud]]></category>

		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=528</guid>
		<description><![CDATA[The aim of writing this article is to help the merchant as well as the customer to avoid risk present in the customer not present (CNP) fraud.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/10/21/it%e2%80%99s-worth-to-know-about-cnp-transaction-on-your-credit-cards/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The only way&#8230;</title>
		<link>http://www.apnapaisa.com/2008/09/26/the-only-way/</link>
		<comments>http://www.apnapaisa.com/2008/09/26/the-only-way/#comments</comments>
		<pubDate>Fri, 26 Sep 2008 13:08:26 +0000</pubDate>
		<dc:creator>Basha Shaikh</dc:creator>
		
		<category><![CDATA[Credit Card]]></category>

		<category><![CDATA[credit card dues]]></category>

		<category><![CDATA[credit card statement]]></category>

		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[credit limit]]></category>

		<category><![CDATA[due date of payment]]></category>

		<category><![CDATA[period of credit]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=499</guid>
		<description><![CDATA[The Consumer Unity &#038; Trust society (CUTS) has failed in convincing the Reserve Bank of India to pull down credit card interest rates. ]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/09/26/the-only-way/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Getting out of a multiple credit-card mess</title>
		<link>http://www.apnapaisa.com/2008/09/26/getting-out-of-a-multiple-credit-card-mess/</link>
		<comments>http://www.apnapaisa.com/2008/09/26/getting-out-of-a-multiple-credit-card-mess/#comments</comments>
		<pubDate>Fri, 26 Sep 2008 09:23:48 +0000</pubDate>
		<dc:creator>Greha Mataliya</dc:creator>
		
		<category><![CDATA[Credit Card]]></category>

		<category><![CDATA[Credit Card Issues]]></category>

		<category><![CDATA[Featured]]></category>

		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[Bank of India Abhay]]></category>

		<category><![CDATA[banking ombudsman]]></category>

		<category><![CDATA[credit card debt trap]]></category>

		<category><![CDATA[credit card settlement]]></category>

		<category><![CDATA[credit counseling]]></category>

		<category><![CDATA[credit counselor]]></category>

		<category><![CDATA[credit rating]]></category>

		<category><![CDATA[ICICI Disha]]></category>

		<category><![CDATA[multiple credit cards]]></category>

		<category><![CDATA[overextended credit]]></category>

		<category><![CDATA[RBI]]></category>

		<category><![CDATA[recovery agents]]></category>

		<category><![CDATA[Reserve Bank of India]]></category>

		<category><![CDATA[Union Bank of India Union Mitra]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=701</guid>
		<description><![CDATA[Is the person who has overextended credit a candidate for sympathy if he means well? He wants to pay back the outstanding amounts against his multiple credit cards, but what if he has just been fired from his job and cannot make his multiple credit card payments?]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/09/26/getting-out-of-a-multiple-credit-card-mess/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How interest is calculated on credit cards</title>
		<link>http://www.apnapaisa.com/2008/09/25/469/</link>
		<comments>http://www.apnapaisa.com/2008/09/25/469/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 15:00:31 +0000</pubDate>
		<dc:creator>Basha Shaikh</dc:creator>
		
		<category><![CDATA[Credit Card]]></category>

		<category><![CDATA[balance outstanding]]></category>

		<category><![CDATA[banking ombudsman]]></category>

		<category><![CDATA[credit card interest rates]]></category>

		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[extended credits]]></category>

		<category><![CDATA[late payment fee]]></category>

		<category><![CDATA[revolving credit]]></category>

		<category><![CDATA[revolving credit rate]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=469</guid>
		<description><![CDATA[Do you know that largest number of complaints registered with Banking Ombudsman is of credit cards?]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/09/25/469/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Bank income generators</title>
		<link>http://www.apnapaisa.com/2008/09/22/bank-income-generators/</link>
		<comments>http://www.apnapaisa.com/2008/09/22/bank-income-generators/#comments</comments>
		<pubDate>Mon, 22 Sep 2008 08:54:58 +0000</pubDate>
		<dc:creator>Basha Shaikh</dc:creator>
		
		<category><![CDATA[Banking]]></category>

		<category><![CDATA[Credit Card]]></category>

		<category><![CDATA[credit card defaults]]></category>

		<category><![CDATA[credit card payment defaults]]></category>

		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[merchant gees]]></category>

		<category><![CDATA[non-performing assets]]></category>

		<category><![CDATA[NPA]]></category>

		<category><![CDATA[point of sale]]></category>

		<category><![CDATA[POS]]></category>

		<category><![CDATA[RBI]]></category>

		<category><![CDATA[Repo rate]]></category>

		<category><![CDATA[Reserve Bank of India]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=417</guid>
		<description><![CDATA[Check out this news story:
http://sify.com/finance/fullstory.php?id=14754431
The story is about...]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/09/22/bank-income-generators/feed/</wfw:commentRss>
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