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	<title>ApnaPaisa - Financial Planning, Investment, Insurance, Loans, Credit Cards, Banking &#187; Retirement Planning</title>
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	<description>Get Smart</description>
	<pubDate>Mon, 22 Dec 2008 12:01:27 +0000</pubDate>
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		<title>Retirement Planning Basics</title>
		<link>http://www.apnapaisa.com/2008/11/19/retirement-planning-basics/</link>
		<comments>http://www.apnapaisa.com/2008/11/19/retirement-planning-basics/#comments</comments>
		<pubDate>Wed, 19 Nov 2008 15:58:37 +0000</pubDate>
		<dc:creator>Kirtan Shah</dc:creator>
		
		<category><![CDATA[Financial Planning]]></category>

		<category><![CDATA[Retirement Planning]]></category>

		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[AAA rating]]></category>

		<category><![CDATA[Beta]]></category>

		<category><![CDATA[blue chip stocks]]></category>

		<category><![CDATA[Bombay Stock Exchange]]></category>

		<category><![CDATA[BSE]]></category>

		<category><![CDATA[debt investment]]></category>

		<category><![CDATA[dividend]]></category>

		<category><![CDATA[economic indicators]]></category>

		<category><![CDATA[equity investment]]></category>

		<category><![CDATA[G-Secs]]></category>

		<category><![CDATA[government securities]]></category>

		<category><![CDATA[high-rated bonds]]></category>

		<category><![CDATA[Inflation]]></category>

		<category><![CDATA[investment portfolio]]></category>

		<category><![CDATA[mutual funds]]></category>

		<category><![CDATA[purchasing power]]></category>

		<category><![CDATA[retirement planning]]></category>

		<category><![CDATA[risk profile]]></category>

		<category><![CDATA[Sensex]]></category>

		<category><![CDATA[tax-free income]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=739</guid>
		<description><![CDATA[Inflation is a money eater that reduces your purchasing power. For instance if the average rate of inflation is 8%, you need to make sure that your investments are earning a minimum of 8% or more, post-tax.]]></description>
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		</item>
		<item>
		<title>Mary, quite contrary, how does your money grow?</title>
		<link>http://www.apnapaisa.com/2008/10/10/mary-quite-contrary-how-does-your-money-grow/</link>
		<comments>http://www.apnapaisa.com/2008/10/10/mary-quite-contrary-how-does-your-money-grow/#comments</comments>
		<pubDate>Fri, 10 Oct 2008 07:19:08 +0000</pubDate>
		<dc:creator>Naveen Fernandes</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Featured]]></category>

		<category><![CDATA[Financial Planning]]></category>

		<category><![CDATA[Investment]]></category>

		<category><![CDATA[Retirement Planning]]></category>

		<category><![CDATA[FMP]]></category>

		<category><![CDATA[home loan pre-payment]]></category>

		<category><![CDATA[pre-payment]]></category>

		<category><![CDATA[Section 80C benefits]]></category>

		<category><![CDATA[Section 80C of Income Tax Act]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=536</guid>
		<description><![CDATA[Microsoft Excel is a wonderful tool. Even a tech dummy like me recognizes this.
In the hands of a semi-educated financial planner/advisor the tool is lethal. ]]></description>
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		</item>
		<item>
		<title>Organizing your money</title>
		<link>http://www.apnapaisa.com/2008/09/24/organizing-your-money/</link>
		<comments>http://www.apnapaisa.com/2008/09/24/organizing-your-money/#comments</comments>
		<pubDate>Wed, 24 Sep 2008 11:13:32 +0000</pubDate>
		<dc:creator>Sangeeta Varyani</dc:creator>
		
		<category><![CDATA[Financial Planning]]></category>

		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Life Insurance]]></category>

		<category><![CDATA[Retirement Planning]]></category>

		<category><![CDATA[certified financial planner]]></category>

		<category><![CDATA[CFP]]></category>

		<category><![CDATA[inflation-adjusted returns]]></category>

		<category><![CDATA[liabilities]]></category>

		<category><![CDATA[retirement]]></category>

		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=454</guid>
		<description><![CDATA[Start organizing your money …... NOW!!!!
We are all familiar with the words “Money Attracts Money.”]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/09/24/organizing-your-money/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Planning my money</title>
		<link>http://www.apnapaisa.com/2008/09/24/planning-my-money/</link>
		<comments>http://www.apnapaisa.com/2008/09/24/planning-my-money/#comments</comments>
		<pubDate>Wed, 24 Sep 2008 10:36:08 +0000</pubDate>
		<dc:creator>Nazira Lala</dc:creator>
		
		<category><![CDATA[Financial Planning]]></category>

		<category><![CDATA[Investment]]></category>

		<category><![CDATA[Retirement Planning]]></category>

		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[investments]]></category>

		<category><![CDATA[Max New York Life Life Invest plan]]></category>

		<category><![CDATA[NAV]]></category>

		<category><![CDATA[net asset value]]></category>

		<category><![CDATA[persistency units]]></category>

		<category><![CDATA[retirement plan]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=449</guid>
		<description><![CDATA[Beware! Where is the market headed towards? No one can predict anything.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/09/24/planning-my-money/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Reverse Mortgage</title>
		<link>http://www.apnapaisa.com/2008/09/19/reverse-mortgage-2/</link>
		<comments>http://www.apnapaisa.com/2008/09/19/reverse-mortgage-2/#comments</comments>
		<pubDate>Fri, 19 Sep 2008 09:55:31 +0000</pubDate>
		<dc:creator>Abhishek K Singh</dc:creator>
		
		<category><![CDATA[Financial Planning]]></category>

		<category><![CDATA[Loans]]></category>

		<category><![CDATA[Retirement Planning]]></category>

		<category><![CDATA[Reverse Mortgage]]></category>

		<category><![CDATA[EMIs]]></category>

		<category><![CDATA[fixed deposits]]></category>

		<category><![CDATA[gratuity]]></category>

		<category><![CDATA[periodic payments]]></category>

		<category><![CDATA[property value]]></category>

		<category><![CDATA[rate of growth]]></category>

		<category><![CDATA[realizable property value]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=727</guid>
		<description><![CDATA[Mr. Patel retired after a very successful career in a private sector bank. He held his head high all through his career and now wants to do the same in future also.]]></description>
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		<title>Is your FD maturing? Be careful!</title>
		<link>http://www.apnapaisa.com/2008/09/18/is-your-fd-maturing-be-careful/</link>
		<comments>http://www.apnapaisa.com/2008/09/18/is-your-fd-maturing-be-careful/#comments</comments>
		<pubDate>Thu, 18 Sep 2008 14:54:29 +0000</pubDate>
		<dc:creator>Aruj Agarwal</dc:creator>
		
		<category><![CDATA[Banking]]></category>

		<category><![CDATA[Featured]]></category>

		<category><![CDATA[Financial Planning]]></category>

		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Life Insurance]]></category>

		<category><![CDATA[Portfolio Management Service]]></category>

		<category><![CDATA[Retirement Planning]]></category>

		<category><![CDATA[certified financial planner]]></category>

		<category><![CDATA[CFP]]></category>

		<category><![CDATA[death cover]]></category>

		<category><![CDATA[earning member]]></category>

		<category><![CDATA[fixed deposits]]></category>

		<category><![CDATA[insurance agent]]></category>

		<category><![CDATA[insurer]]></category>

		<category><![CDATA[RBI]]></category>

		<category><![CDATA[Reserve Bank of India]]></category>

		<category><![CDATA[ULIPs]]></category>

		<category><![CDATA[unit-linked insurance plans]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=338</guid>
		<description><![CDATA[While those of you who are wondering what does F.D have to do with life insurance...Beware...you could be a victim of it.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/09/18/is-your-fd-maturing-be-careful/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Why is Retirement Planning Important?</title>
		<link>http://www.apnapaisa.com/2008/07/16/why-is-retirement-planning-important/</link>
		<comments>http://www.apnapaisa.com/2008/07/16/why-is-retirement-planning-important/#comments</comments>
		<pubDate>Wed, 16 Jul 2008 16:53:27 +0000</pubDate>
		<dc:creator>Bhakti Maru</dc:creator>
		
		<category><![CDATA[Financial Planning]]></category>

		<category><![CDATA[Retirement Planning]]></category>

		<category><![CDATA[fixed returns]]></category>

		<category><![CDATA[Inflation]]></category>

		<category><![CDATA[life expectancy]]></category>

		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=115</guid>
		<description><![CDATA[Retirement planning is one of the most important components of financial planning. It is a process where financial planning is carried out to financially support for the period after retirement...]]></description>
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