A close friend of mine, Mr. Ramzan R. Motani has expired in the recent bomb blasts in July 2006. He had credit cards from HDFC/HSBC with an approximate due of Rs.22, 000. Reliable sources have informed us that is an insurance of Rs.2 lakh for personal accident. The bank hid this and did not issue a claim form. They said that the above mentioned case is not an accident case and are not issuing a claim form.






