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	<title>ApnaPaisa - Financial Planning, Investment, Insurance, Loans, Credit Cards, Banking &#187; Personal Loan</title>
	<atom:link href="http://www.apnapaisa.com/category/grievances/loan/personal-loan/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.apnapaisa.com</link>
	<description>Get Smart</description>
	<pubDate>Mon, 22 Dec 2008 12:01:27 +0000</pubDate>
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			<item>
		<title>Personal Loan - Tax Exemptions</title>
		<link>http://www.apnapaisa.com/2008/09/22/personal-loan-tax-exemptions/</link>
		<comments>http://www.apnapaisa.com/2008/09/22/personal-loan-tax-exemptions/#comments</comments>
		<pubDate>Mon, 22 Sep 2008 07:31:44 +0000</pubDate>
		<dc:creator>Bhakti Maru</dc:creator>
		
		<category><![CDATA[Loan]]></category>

		<category><![CDATA[Personal Loan]]></category>

		<category><![CDATA[income tax]]></category>

		<category><![CDATA[Personal Loans]]></category>

		<category><![CDATA[Section 24 of Income Tax Act]]></category>

		<category><![CDATA[tax exemption]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=408</guid>
		<description><![CDATA[A personal loan can be taken for any use like financing wedding expenses, medical expenses, trips, renovation or construction of the house, etc. But a personal loan cannot be taken for speculative purposes...]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/09/22/personal-loan-tax-exemptions/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Killer interest rates and prepayment charges</title>
		<link>http://www.apnapaisa.com/2008/08/22/are-there-rbi-regulations-for-interest-rates-charged-by-lenders/</link>
		<comments>http://www.apnapaisa.com/2008/08/22/are-there-rbi-regulations-for-interest-rates-charged-by-lenders/#comments</comments>
		<pubDate>Fri, 22 Aug 2008 10:40:14 +0000</pubDate>
		<dc:creator>Name Withheld</dc:creator>
		
		<category><![CDATA[Banking issues]]></category>

		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[Personal Loan]]></category>

		<category><![CDATA[actual rate of interest]]></category>

		<category><![CDATA[EMI]]></category>

		<category><![CDATA[finance company]]></category>

		<category><![CDATA[installments]]></category>

		<category><![CDATA[prepayment penalty]]></category>

		<category><![CDATA[Prime Financial]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=260</guid>
		<description><![CDATA[I took a personal loan from a finance company called Prime Financial. The loan was of Rs. 27, 000 for 30 months with an EMI of Rs. 1, 477. What is the actual rate pf interest?]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/08/22/are-there-rbi-regulations-for-interest-rates-charged-by-lenders/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Not defaulter but on defaulters list</title>
		<link>http://www.apnapaisa.com/2008/07/22/not-defaulter-but-on-defaulters-list/</link>
		<comments>http://www.apnapaisa.com/2008/07/22/not-defaulter-but-on-defaulters-list/#comments</comments>
		<pubDate>Tue, 22 Jul 2008 10:59:36 +0000</pubDate>
		<dc:creator>Name Withheld</dc:creator>
		
		<category><![CDATA[Banking issues]]></category>

		<category><![CDATA[Credit Card Issues]]></category>

		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[Personal Loan]]></category>

		<category><![CDATA[Barclays bank]]></category>

		<category><![CDATA[car loan]]></category>

		<category><![CDATA[defaulters' list]]></category>

		<category><![CDATA[HDFC bank]]></category>

		<category><![CDATA[loan default]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=278</guid>
		<description><![CDATA[I had applied for a car loan...and it was approved...bank executive told me that my name shows in the defaulter’s list...applied for a personal loan from Barclays Bank, they rejected it, stating the same reason...]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/07/22/not-defaulter-but-on-defaulters-list/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Service tax on interest on personal loan taken on credit card</title>
		<link>http://www.apnapaisa.com/2008/06/19/service-tax-on-interest-on-personal-loan-taken-on-credit-card/</link>
		<comments>http://www.apnapaisa.com/2008/06/19/service-tax-on-interest-on-personal-loan-taken-on-credit-card/#comments</comments>
		<pubDate>Thu, 19 Jun 2008 08:31:51 +0000</pubDate>
		<dc:creator>Vijay Chand</dc:creator>
		
		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[Personal Loan]]></category>

		<category><![CDATA[EMI]]></category>

		<category><![CDATA[HDFC bank]]></category>

		<category><![CDATA[personal loan on credit card]]></category>

		<category><![CDATA[prescribed fees]]></category>

		<category><![CDATA[service tax]]></category>

		<category><![CDATA[service tax on interest]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=147</guid>
		<description><![CDATA[HDFC Bank is charging me service tax on interest paid for a personal loan (availed against a credit card) EMIs being paid every month.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/06/19/service-tax-on-interest-on-personal-loan-taken-on-credit-card/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Huge debts&#8230;cheque bounces&#8230;am I eligible for a loan?</title>
		<link>http://www.apnapaisa.com/2008/06/19/huge-debtscheque-bouncesam-i-eligible-for-a-loan/</link>
		<comments>http://www.apnapaisa.com/2008/06/19/huge-debtscheque-bouncesam-i-eligible-for-a-loan/#comments</comments>
		<pubDate>Thu, 19 Jun 2008 07:37:17 +0000</pubDate>
		<dc:creator>Name Withheld</dc:creator>
		
		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[Home Loan]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[Personal Loan]]></category>

		<category><![CDATA[bad debts]]></category>

		<category><![CDATA[bank loan]]></category>

		<category><![CDATA[cheque bounces]]></category>

		<category><![CDATA[EMI]]></category>

		<category><![CDATA[home loan]]></category>

		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=141</guid>
		<description><![CDATA[Currently, I have loans amounting to Rs. 15,00,000...I also have a history of cheque bounces on my account...Can I get some sort of a loan with an option to pay of the loan within 10-20 years. I can afford to pay an EMI of Rs. 17, 000 per month.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/06/19/huge-debtscheque-bouncesam-i-eligible-for-a-loan/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Looting!</title>
		<link>http://www.apnapaisa.com/2008/06/07/looting/</link>
		<comments>http://www.apnapaisa.com/2008/06/07/looting/#comments</comments>
		<pubDate>Sat, 07 Jun 2008 09:59:19 +0000</pubDate>
		<dc:creator>Name Withheld</dc:creator>
		
		<category><![CDATA[Banking issues]]></category>

		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[Personal Loan]]></category>

		<category><![CDATA[43% interest p.a]]></category>

		<category><![CDATA[GE Money]]></category>

		<category><![CDATA[loan sharking]]></category>

		<category><![CDATA[looting]]></category>

		<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=213</guid>
		<description><![CDATA[: I wish to bring out a company before you which is looting the consumers and the general public. And yet, no one is able to stop them from doing it...]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/06/07/looting/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Rejecting loan applications without disclosing reasons</title>
		<link>http://www.apnapaisa.com/2008/06/01/rejecting-loan-applications-without-disclosing-reasons/</link>
		<comments>http://www.apnapaisa.com/2008/06/01/rejecting-loan-applications-without-disclosing-reasons/#comments</comments>
		<pubDate>Sun, 01 Jun 2008 09:04:09 +0000</pubDate>
		<dc:creator>Kewal Rawat</dc:creator>
		
		<category><![CDATA[Banking issues]]></category>

		<category><![CDATA[Credit Card Issues]]></category>

		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[Personal Loan]]></category>

		<category><![CDATA[ABN Amro]]></category>

		<category><![CDATA[cheques]]></category>

		<category><![CDATA[credit card application]]></category>

		<category><![CDATA[HDFC bank]]></category>

		<category><![CDATA[PDCs]]></category>

		<category><![CDATA[personal loan application]]></category>

		<category><![CDATA[post dated cheques]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=172</guid>
		<description><![CDATA[My salary account is with ABN Amro bank. Can I give cheques of HDFC bank as PDCs if I have taken a personal loan from a MNC bank?]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/06/01/rejecting-loan-applications-without-disclosing-reasons/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Personal loan required; banks say no</title>
		<link>http://www.apnapaisa.com/2008/05/16/personal-loan-required-banks-say-no/</link>
		<comments>http://www.apnapaisa.com/2008/05/16/personal-loan-required-banks-say-no/#comments</comments>
		<pubDate>Fri, 16 May 2008 14:32:49 +0000</pubDate>
		<dc:creator>Ashish Kolhe</dc:creator>
		
		<category><![CDATA[Banking issues]]></category>

		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[Personal Loan]]></category>

		<category><![CDATA[loan eligibility]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=187</guid>
		<description><![CDATA[I am a seafarer and I need personal loan of Rs. 7 - 8 lakh,...]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/05/16/personal-loan-required-banks-say-no/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Pre-approved loan facility charges, processing fees&#8230;</title>
		<link>http://www.apnapaisa.com/2008/04/22/pre-approved-loan-facility-charges-processing-fees/</link>
		<comments>http://www.apnapaisa.com/2008/04/22/pre-approved-loan-facility-charges-processing-fees/#comments</comments>
		<pubDate>Tue, 22 Apr 2008 11:34:18 +0000</pubDate>
		<dc:creator>Name Withheld</dc:creator>
		
		<category><![CDATA[Banking issues]]></category>

		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[Personal Loan]]></category>

		<category><![CDATA[credit facility]]></category>

		<category><![CDATA[EMI]]></category>

		<category><![CDATA[ICICI bank]]></category>

		<category><![CDATA[pre approved loan facility charges]]></category>

		<category><![CDATA[pre-approved personal loan]]></category>

		<category><![CDATA[processing fees]]></category>

		<category><![CDATA[RBI]]></category>

		<category><![CDATA[RBI directive]]></category>

		<category><![CDATA[Reserve Bank of India]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=287</guid>
		<description><![CDATA[I took Rs. 2 lakh from ICICI as a pre-approved personal loan...received only Rs. 19, 7753. Rs 2, 247 were deducted as ‘Processing fees’...bank has deducted Rs 3, 000 as ‘Pre-approved loan facility charges’ which they claim are as per RBI directives...]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/04/22/pre-approved-loan-facility-charges-processing-fees/feed/</wfw:commentRss>
		</item>
		<item>
		<title>No loan ever taken&#8230;but &#8216;EMI overdue&#8217; letters keep coming!</title>
		<link>http://www.apnapaisa.com/2008/03/22/no-loan-ever-takenbut-emi-overdue-letters-keep-coming/</link>
		<comments>http://www.apnapaisa.com/2008/03/22/no-loan-ever-takenbut-emi-overdue-letters-keep-coming/#comments</comments>
		<pubDate>Sat, 22 Mar 2008 11:15:22 +0000</pubDate>
		<dc:creator>Name Withheld</dc:creator>
		
		<category><![CDATA[Banking issues]]></category>

		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[Home Loan]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[Personal Loan]]></category>

		<category><![CDATA[EMI]]></category>

		<category><![CDATA[loan application]]></category>

		<category><![CDATA[loan EMI]]></category>

		<category><![CDATA[loan rejection]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=281</guid>
		<description><![CDATA[I still receive letters from banks stating that my loan EMI is overdue? This is sort of surprising because I have not taken a loan from any bank.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/03/22/no-loan-ever-takenbut-emi-overdue-letters-keep-coming/feed/</wfw:commentRss>
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