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	<title>ApnaPaisa - Financial Planning, Investment, Insurance, Loans, Credit Cards, Banking &#187; Insurance</title>
	<atom:link href="http://www.apnapaisa.com/category/insurance/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.apnapaisa.com</link>
	<description>Get Smart</description>
	<pubDate>Mon, 22 Dec 2008 12:01:27 +0000</pubDate>
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	<language>en</language>
			<item>
		<title>Tax implications of medical insurance premium paid under Section 80D of the Income Tax Act</title>
		<link>http://www.apnapaisa.com/2008/12/14/tax-implications-of-medical-insurance-premium-paid-under-section-80d-of-the-income-tax-act/</link>
		<comments>http://www.apnapaisa.com/2008/12/14/tax-implications-of-medical-insurance-premium-paid-under-section-80d-of-the-income-tax-act/#comments</comments>
		<pubDate>Sun, 14 Dec 2008 09:09:40 +0000</pubDate>
		<dc:creator>NM Mondkar</dc:creator>
		
		<category><![CDATA[Health Insurance]]></category>

		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[health insurance premiums]]></category>

		<category><![CDATA[hindu unified family]]></category>

		<category><![CDATA[HUF]]></category>

		<category><![CDATA[Income Tax Act]]></category>

		<category><![CDATA[individual assessee]]></category>

		<category><![CDATA[insurance regualtory and development authority of India]]></category>

		<category><![CDATA[IRDA]]></category>

		<category><![CDATA[medical insurance]]></category>

		<category><![CDATA[Section 80D of Income Tax Act]]></category>

		<category><![CDATA[tax deduction]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=1054</guid>
		<description><![CDATA[It should be noted that health insurance premium paid on dependent parents and children are only allowed to be deducted under Section 80D.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/12/14/tax-implications-of-medical-insurance-premium-paid-under-section-80d-of-the-income-tax-act/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Should I take the home loan insurance?</title>
		<link>http://www.apnapaisa.com/2008/11/21/should-i-take-the-home-loan-insurance/</link>
		<comments>http://www.apnapaisa.com/2008/11/21/should-i-take-the-home-loan-insurance/#comments</comments>
		<pubDate>Fri, 21 Nov 2008 08:39:16 +0000</pubDate>
		<dc:creator>Fiza Khan</dc:creator>
		
		<category><![CDATA[Banking]]></category>

		<category><![CDATA[Home Loan]]></category>

		<category><![CDATA[Householders' insurance]]></category>

		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Life Insurance]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[home loan]]></category>

		<category><![CDATA[home loan applicant]]></category>

		<category><![CDATA[ICICI Home Finance]]></category>

		<category><![CDATA[icici home loan]]></category>

		<category><![CDATA[ICICI Prudential Life Insurance]]></category>

		<category><![CDATA[insurance company]]></category>

		<category><![CDATA[insurer]]></category>

		<category><![CDATA[property insurance]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=1003</guid>
		<description><![CDATA[I have taken a loan of Rs 20 lakh from ICICI home finance. I want to insure my property and my life.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/11/21/should-i-take-the-home-loan-insurance/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Nirmaya - ICICI Lombard health insurance for mentally disabled</title>
		<link>http://www.apnapaisa.com/2008/11/07/nirmaya-icici-lombard-health-insurance-for-mentally-disabled/</link>
		<comments>http://www.apnapaisa.com/2008/11/07/nirmaya-icici-lombard-health-insurance-for-mentally-disabled/#comments</comments>
		<pubDate>Fri, 07 Nov 2008 09:00:42 +0000</pubDate>
		<dc:creator>Ushma Shah</dc:creator>
		
		<category><![CDATA[Health Insurance]]></category>

		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[autism]]></category>

		<category><![CDATA[cerebral palsy]]></category>

		<category><![CDATA[corrective surgery]]></category>

		<category><![CDATA[health insurance for mentally disabled]]></category>

		<category><![CDATA[ICICI Lombard]]></category>

		<category><![CDATA[medical check up]]></category>

		<category><![CDATA[mental retardation]]></category>

		<category><![CDATA[mentally disabled]]></category>

		<category><![CDATA[multiple disabilities]]></category>

		<category><![CDATA[NGO]]></category>

		<category><![CDATA[Nirmaya]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=658</guid>
		<description><![CDATA[Nirmaya, the new health insurance plans for the mentally disabled launched by ICICI Lombard, sounds like very unique product. This scheme will not need a medical test for anyone who is looking to buy the policy.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/11/07/nirmaya-icici-lombard-health-insurance-for-mentally-disabled/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Insurers to park funds in VCs</title>
		<link>http://www.apnapaisa.com/2008/11/05/insurers-to-park-funds-in-vcs/</link>
		<comments>http://www.apnapaisa.com/2008/11/05/insurers-to-park-funds-in-vcs/#comments</comments>
		<pubDate>Tue, 04 Nov 2008 21:08:26 +0000</pubDate>
		<dc:creator>Ushma Shah</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Investment]]></category>

		<category><![CDATA[exit clause]]></category>

		<category><![CDATA[funds]]></category>

		<category><![CDATA[high risk-high return]]></category>

		<category><![CDATA[Insurance regulatory &amp; development authority of Ind]]></category>

		<category><![CDATA[insurer]]></category>

		<category><![CDATA[investment returns]]></category>

		<category><![CDATA[investments]]></category>

		<category><![CDATA[IRDA]]></category>

		<category><![CDATA[management track record]]></category>

		<category><![CDATA[percentage share]]></category>

		<category><![CDATA[solvency ratio]]></category>

		<category><![CDATA[VCs]]></category>

		<category><![CDATA[venture capital]]></category>

		<category><![CDATA[venture capital funds]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=646</guid>
		<description><![CDATA[Insurance Regulatory and Development Authority of India (IRDA) gave the green signal to insurance companies to invest in venture capital funds (VCs). Investing in VCs will expose the insurance companies to a huge amount of risk as VCs are high-risk high-return.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/11/05/insurers-to-park-funds-in-vcs/feed/</wfw:commentRss>
		</item>
		<item>
		<title>MBS? No, thank you! We would rather lend directly to HFCs&#8230;</title>
		<link>http://www.apnapaisa.com/2008/10/31/654/</link>
		<comments>http://www.apnapaisa.com/2008/10/31/654/#comments</comments>
		<pubDate>Thu, 30 Oct 2008 21:25:22 +0000</pubDate>
		<dc:creator>Ushma Shah</dc:creator>
		
		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Life Insurance]]></category>

		<category><![CDATA[bank deposits]]></category>

		<category><![CDATA[bonus]]></category>

		<category><![CDATA[HFC]]></category>

		<category><![CDATA[housing finance company]]></category>

		<category><![CDATA[insurance company]]></category>

		<category><![CDATA[Insurance regulatory &amp; development authority of Ind]]></category>

		<category><![CDATA[insurer]]></category>

		<category><![CDATA[IRDA]]></category>

		<category><![CDATA[LIC]]></category>

		<category><![CDATA[Life Insurance Corporation of India]]></category>

		<category><![CDATA[MBS]]></category>

		<category><![CDATA[mortgage securitization]]></category>

		<category><![CDATA[mortgage-backed securities]]></category>

		<category><![CDATA[PLR]]></category>

		<category><![CDATA[Prime Lending Rate]]></category>

		<category><![CDATA[profit sharing]]></category>

		<category><![CDATA[short term paper]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=654</guid>
		<description><![CDATA[The Insurance Regulatory and Development Authority (IRDA) has given permission to insurance companies to invest in mortgage-backed securities (MBS). LIC however, is more comfortable lending directly to housing finance companies (HFCs).]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/10/31/654/feed/</wfw:commentRss>
		</item>
		<item>
		<title>FDI stake in insurance to increase to 49 per cent</title>
		<link>http://www.apnapaisa.com/2008/10/22/fdi-stake-in-insurance-to-increase-to-49-per-cent/</link>
		<comments>http://www.apnapaisa.com/2008/10/22/fdi-stake-in-insurance-to-increase-to-49-per-cent/#comments</comments>
		<pubDate>Wed, 22 Oct 2008 09:53:38 +0000</pubDate>
		<dc:creator>Ushma Shah</dc:creator>
		
		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[FDI]]></category>

		<category><![CDATA[FDI stake]]></category>

		<category><![CDATA[foreign direct investment]]></category>

		<category><![CDATA[insurance penetration]]></category>

		<category><![CDATA[insurance sector]]></category>

		<category><![CDATA[LIC]]></category>

		<category><![CDATA[Life Insurance Corporation of India]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=671</guid>
		<description><![CDATA[The move to hike the FDI cap in the insurance sector to 49% comes at a time when the government is trying various policy measures to infuse liquidity in the financial system by easing norms for foreign investment in India.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/10/22/fdi-stake-in-insurance-to-increase-to-49-per-cent/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Term insurance made cheaper</title>
		<link>http://www.apnapaisa.com/2008/10/15/term-insurance-made-cheaper/</link>
		<comments>http://www.apnapaisa.com/2008/10/15/term-insurance-made-cheaper/#comments</comments>
		<pubDate>Tue, 14 Oct 2008 21:14:34 +0000</pubDate>
		<dc:creator>Ushma Shah</dc:creator>
		
		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Life Insurance]]></category>

		<category><![CDATA[capital adequacy requirement]]></category>

		<category><![CDATA[capital requirement]]></category>

		<category><![CDATA[cost of premium]]></category>

		<category><![CDATA[Insurance regulatory &amp; development authority of Ind]]></category>

		<category><![CDATA[investment component]]></category>

		<category><![CDATA[IRDA]]></category>

		<category><![CDATA[mortality charges]]></category>

		<category><![CDATA[premium rebates]]></category>

		<category><![CDATA[regulation]]></category>

		<category><![CDATA[term plans]]></category>

		<category><![CDATA[under-insure]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=650</guid>
		<description><![CDATA[The Insurance Regulatory and Development Authority (IRDA) has reduced the capital requirement for selling term plans. This has reduced the cost of premium by 40% on the term insurance.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/10/15/term-insurance-made-cheaper/feed/</wfw:commentRss>
		</item>
		<item>
		<title>IRDA - Fair-Weather Friend?</title>
		<link>http://www.apnapaisa.com/2008/10/10/irda-fair-weather-friend/</link>
		<comments>http://www.apnapaisa.com/2008/10/10/irda-fair-weather-friend/#comments</comments>
		<pubDate>Fri, 10 Oct 2008 15:27:32 +0000</pubDate>
		<dc:creator>Ushma Shah</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[Insurance issues]]></category>

		<category><![CDATA[ULIPs]]></category>

		<category><![CDATA[commission]]></category>

		<category><![CDATA[Insurance regulatory &amp; development authority of Ind]]></category>

		<category><![CDATA[IRDA]]></category>

		<category><![CDATA[ULIP]]></category>

		<category><![CDATA[unit-linked insurance plan]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=575</guid>
		<description><![CDATA[ULIPs were sold like hot cakes in the Indian markets till the downturn in the equities markets recently. The insurance companies are allowed to pay a maximum commission of 40 per cent of the first year premium, 7.5 per cent in the second year and 5 per cent thereafter.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/10/10/irda-fair-weather-friend/feed/</wfw:commentRss>
		</item>
		<item>
		<title>IRDA - ensuring the AIG fiasco doesn&#8217;t play out in India too&#8230;</title>
		<link>http://www.apnapaisa.com/2008/10/05/irda-ensuring-the-aig-fiasco-doesnt-play-out-in-india-too/</link>
		<comments>http://www.apnapaisa.com/2008/10/05/irda-ensuring-the-aig-fiasco-doesnt-play-out-in-india-too/#comments</comments>
		<pubDate>Sun, 05 Oct 2008 15:10:51 +0000</pubDate>
		<dc:creator>Ushma Shah</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Life Insurance]]></category>

		<category><![CDATA[AIG]]></category>

		<category><![CDATA[American Insurance Group]]></category>

		<category><![CDATA[Insurance regulatory &amp; development authority of Ind]]></category>

		<category><![CDATA[Investment]]></category>

		<category><![CDATA[IRDA]]></category>

		<category><![CDATA[Tata AIG]]></category>

		<category><![CDATA[Tata AIG General]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=571</guid>
		<description><![CDATA[AIG is on the brink of filing bankruptcy. It has shaken the Indian insurance markets to a very great extent. AIG is a major share holder in Tata AIG general and Tata AIG Life insurance.]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/10/05/irda-ensuring-the-aig-fiasco-doesnt-play-out-in-india-too/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Human Life Value</title>
		<link>http://www.apnapaisa.com/2008/10/01/human-life-value/</link>
		<comments>http://www.apnapaisa.com/2008/10/01/human-life-value/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 11:28:35 +0000</pubDate>
		<dc:creator>Rajesh Bajaj</dc:creator>
		
		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Life Insurance]]></category>

		<category><![CDATA[earning life span]]></category>

		<category><![CDATA[human life value]]></category>

		<category><![CDATA[wealth creation]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=517</guid>
		<description><![CDATA[Human Life Value relates to a person's worth. What is a person's worth? What price for the man?  If your clone were up for sale what price would you be willing to pay for it? and WHY?]]></description>
		<wfw:commentRss>http://www.apnapaisa.com/2008/10/01/human-life-value/feed/</wfw:commentRss>
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