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	<title>ApnaPaisa - Financial Planning, Investment, Insurance, Loans, Credit Cards, Banking &#187; ULIPs</title>
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	<link>http://www.apnapaisa.com</link>
	<description>Get Smart</description>
	<pubDate>Mon, 22 Dec 2008 12:01:27 +0000</pubDate>
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		<title>IRDA - Fair-Weather Friend?</title>
		<link>http://www.apnapaisa.com/2008/10/10/irda-fair-weather-friend/</link>
		<comments>http://www.apnapaisa.com/2008/10/10/irda-fair-weather-friend/#comments</comments>
		<pubDate>Fri, 10 Oct 2008 15:27:32 +0000</pubDate>
		<dc:creator>Ushma Shah</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[Insurance issues]]></category>

		<category><![CDATA[ULIPs]]></category>

		<category><![CDATA[commission]]></category>

		<category><![CDATA[Insurance regulatory &amp; development authority of Ind]]></category>

		<category><![CDATA[IRDA]]></category>

		<category><![CDATA[ULIP]]></category>

		<category><![CDATA[unit-linked insurance plan]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=575</guid>
		<description><![CDATA[ULIPs were sold like hot cakes in the Indian markets till the downturn in the equities markets recently. The insurance companies are allowed to pay a maximum commission of 40 per cent of the first year premium, 7.5 per cent in the second year and 5 per cent thereafter.]]></description>
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		<title>Leave ULIPs to insurance companies! AMCs, stay out!</title>
		<link>http://www.apnapaisa.com/2008/09/30/leave-ulips-to-insurance-companies-amcs-stay-out/</link>
		<comments>http://www.apnapaisa.com/2008/09/30/leave-ulips-to-insurance-companies-amcs-stay-out/#comments</comments>
		<pubDate>Tue, 30 Sep 2008 14:59:36 +0000</pubDate>
		<dc:creator>Ushma Shah</dc:creator>
		
		<category><![CDATA[Grievances]]></category>

		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Investment]]></category>

		<category><![CDATA[Life Insurance]]></category>

		<category><![CDATA[Mutual Fund]]></category>

		<category><![CDATA[ULIPs]]></category>

		<category><![CDATA[Add new tag]]></category>

		<category><![CDATA[AMCs]]></category>

		<category><![CDATA[AMFI exam]]></category>

		<category><![CDATA[asset management companies]]></category>

		<category><![CDATA[Insurance regulatory &amp; development authority of Ind]]></category>

		<category><![CDATA[IRDA exam]]></category>

		<category><![CDATA[Life Insurance Council]]></category>

		<category><![CDATA[product development]]></category>

		<category><![CDATA[unit-linked insurance plans]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=567</guid>
		<description><![CDATA[Unit linked insurance plans (ULIPs) are today being sold both by life insurance companies as well as mutual funds.]]></description>
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		<item>
		<title>Insurance is being miss-sold</title>
		<link>http://www.apnapaisa.com/2008/09/25/insurance-is-being-miss-sold/</link>
		<comments>http://www.apnapaisa.com/2008/09/25/insurance-is-being-miss-sold/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 15:26:39 +0000</pubDate>
		<dc:creator>Basha Shaikh</dc:creator>
		
		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[ULIPs]]></category>

		<category><![CDATA[Life Insurance]]></category>

		<category><![CDATA[Life Insurance Council]]></category>

		<category><![CDATA[mutual funds]]></category>

		<category><![CDATA[ULIP]]></category>

		<category><![CDATA[unit-linked insurance plan]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=480</guid>
		<description><![CDATA[Mr SB Mathur’s self-righteous indignation is pathetic as well as misleading...]]></description>
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		<item>
		<title>A switch in time saves nine</title>
		<link>http://www.apnapaisa.com/2008/09/19/a-switch-in-time-saves-nine/</link>
		<comments>http://www.apnapaisa.com/2008/09/19/a-switch-in-time-saves-nine/#comments</comments>
		<pubDate>Fri, 19 Sep 2008 11:08:35 +0000</pubDate>
		<dc:creator>Abhishek K Singh</dc:creator>
		
		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[ULIPs]]></category>

		<category><![CDATA[Asset allocation]]></category>

		<category><![CDATA[asset allocation charges]]></category>

		<category><![CDATA[goal planning]]></category>

		<category><![CDATA[market-linked returns]]></category>

		<category><![CDATA[risk appetite]]></category>

		<category><![CDATA[risk-averse investor]]></category>

		<category><![CDATA[risk-taking investor]]></category>

		<category><![CDATA[switching between funds]]></category>

		<category><![CDATA[time horizon]]></category>

		<category><![CDATA[ULIP]]></category>

		<category><![CDATA[unit-linked insurance plans]]></category>

		<guid isPermaLink="false">http://www.apnapaisa.com/?p=386</guid>
		<description><![CDATA[Unit Linked Insurance Products popularly known as ULIPs are the most selling product in the Insurance market. Almost half of the Indian public invests in to ULIPs. They sell like hot cakes in the Indian markets with their promise of giving market linked returns combined with...]]></description>
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