This promotion is funded by a special sales promotion budget from Apna Paisa Marketing and Services Private Limited (Apnapaisa or Us or We or Our).

The consumer's (You or Your) personal loan application will be forwarded to Our network who will co-ordinate directly with You for finalizing Your loan disbursement.
The processing fee refund is available only if the loan is taken through Our network within 60 days of applying on our Site.

Credit is at the sole discretion of the lender and this promotion in no way guarantees that You will actually be eligible for a loan.
Lenders follow different practices regarding return of documentation on loan applications that are rejected and We or Our network takes no responsibility for return of documents for cases that are rejected by the lender.

Please do not pay any fees in cash or cheque or any other mode to any entity including Our network.
The processing fee will be deducted from Your disbursement if the loan is approved. We are not responsible for any losses caused due to payment of any amount to any entity including Our network.
This offer is available in selected cities in India only and for Indian Residents only.

The maximum reimbursable amount during the promotion period is the processing fee directly deducted by the lender from the personal loan secured through Our network or Rs. 2,500/- whichever is lower.
The promotion works on a reimbursement basis only. You will need to first pay the processing fees and then claim a reimbursement from Apnapaisa.

You will need to make a claim for the processing fee refund (maximum Rs. 2,500/- ) by sending an email to within 90 days of applying on our Site and include a scanned copy of the disbursement letter from the lender containing the detailed terms and conditions of the loan as well as the processing fee deducted by the lender. You will also need to mention Your bank account number (which needs to be in Your name) with the bank and branch name with the IFSC code. The refund amount will be electronically credited to Your bank account within a month from the end of the month in which the claim is received by Us. For example if the claim is received by us on July 24, 2012 the refund will be credited to Your bank account latest by August 31, 2012.

All disputes are subject to the jurisdiction of Courts in Mumbai.
For detailed Application Process, please click here.