Home Loan: Process: Overview

There are several steps in the home loan process. Here are the steps in brief:

  • Application form
  • Personal Discussion – Home Loan Interest Rate, Eligibility, EMI
  • Bank’s Field Investigation
  • Credit appraisal by the bank and loan sanction
  • Offer Letter
  • Submission of legal documents & legal check
  • Technical / Valuation check
  • Valuation
  • Registration of property documents
  • Signing of agreements and submitting post-dated cheques
  • Disbursement

Home Loan: Process: Basics

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Home Loan: Process: What they say

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Decision-making Corner

  • Home Loan Interest Rates
  • Advanced Home Loan Eligibility Calculator
  • EMI Calculator
  • Floating or Fixed Interest Rate Calculator

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