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Date : Jan 20, 2009

Question

I have a hero honda splendor which is in my fathers name. My father died 7 years back and the legal heir is my mother. However, we have not transferred the vehicle to my mother. During the period we have been taking insurance policy of the vehicle. At present the vehicle is insured with Oriental Insurance but without knowledge of my fathers death. I wish to know whether such an insurance is valid and what will happen if a third party claim arises during the period. Please advise.

Answer

You have been taking insurance  for past 7 years on the name of your Late father,which is illegal and against the principal of utmost good faith.

Therefore insurance company will not pay any claims arising on that vehicle.

 

 

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