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HDFC ERGO General Insurance Co. Ltd

HDFC ERGO General Insurance Company Limited is a joint venture between Housing Development Finance Company (HDFC) and ERGO, the primary insurance entity of the Munich Re group, the world's pre-eminent reinsurer.

HDFC is India’s first specialized mortgage company, incorporated in 1977. It has a client base of around a million customers as well as the same number of depositors.

HDFC ERGO offers insurance products in the personal accident, travel, health, motor, and home sectors. In the corporate sector, the company offers commercial and specialty insurance products such as casualty insurance, property insurance, engineering insurance, and marine insurance. HDFC ERGO also has a comprehensive rural insurance product portfolio that includes cattle insurance, rainfall index insurance, and sheep and goat insurance.

 

5 Insurance product available
Health Insurance
  • Comprehensive health insurance product for individuals and families
  • No medical check required
  • Covers hospital room expenses
  • Cashless treatment at more than 4,250 affiliated hospitals
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Travel Insurance
  • Covers against lost baggage, passport, personal accident
  • Covers hospitalization while traveling abroad
  • Covers personal accident while traveling abroad
  • Covers personal liability while traveling abroad
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Personal Accident Insurance
  • Covers death, permanent total disability, permanent partial disability, and temporary total disability
  • Cumulative bonus for claims- free years
  • Covers medical expenditure for bodily injury
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Auto Insurance
  • Comprehensive motor insurance
  • Comprehensive post-accident assistance
  • A professional claim service
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Householder Insurance
  • Cover for building against fire
  • Cover for the contents against fire and burglary
  • Covers furniture, fittings, electronic and electrical items, and other valuables
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