Overview

Here is a list of charges applicable on pension plans:


 

  • Premium allocation charge
  • Fund management charge
  • Surrender charges
  • Mortality charges
  • Fund switching charges


There are some other charges, such as:

 

  • Partial withdrawal charges
  • Policy administration charges
  • Revival charges
  • Miscellaneous charges

Children's Plan Charges: Basics

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Insurance Details

Pension Plans
     (Want regular income for my family after my retirement)

Child Plans
     (Want to save for my child's future)

Term Plans
     (Want to ensure maximum life cover at the lowest possible cost)

ULIP
     (Want a long-term investment option with market-linked returns)

Traditional Plans
     (Want a long-term investment option with low risk)

 

 

Preferred Insurance Cos.
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  •  I PRU LIFE
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  •  LIC
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  •  KOTAK
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  •  SBI
  •  MAX NEW YORK
  •  BIRLA SUN
  •  METLIFE
  •  TATA AIG
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Children's Plan Charges: Opinion

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Decision-making Corner

  • Returns on Children's Endowment Policy vs. Inflation Calculator
  • Should I Continue My Children's Money back Policy?
  • Returns on Money Back Policy vs. Inflation Calculator
  • Term Insurance comparator

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