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Date : Oct 7, 2008

Question

HI WHAT IS THE PROCESS DONT IF CLAIMING FROM 2 DIFFRENT MEDICLAIM PLOCY

Answer

Firstly it's essential you let both your insurance provider know that you have another plan apart from the one you have with them.

Now if at all you make a claim on the plan the insurance company will pay on the basis of ratable sum insured.

For eg: If you have mediclaim form Company A for Rs.5 lac and Company B for Rs.3 lac and the total claim amount is for Rs.3 lac then in that case Company A will pay Rs.2 lac and Company B will pay Rs.1 lac.

 

 

36790 CAN I INSURE MY MOBILE PHONE
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36788 Hi, I want to know which is good mediclaim or health insurance for my parents (age 52 and 46)?
36786 DO ALL LIFE INSURANCE CO.'s CHARGE SERVICE TAX ON PREMIUM ?
36784 We are a "Senior Citizen" couple, living in Noida. What is the best policy for us?
36780 HI,I am looking for a health insurance policy, which covers maternity benifit as well. Kindl
36776 Sir, i want to cover Dad age 58yrs, Mom age 48yrs, Wife 25yrs, Myself 28yrs. Amount Rs 500000/
36775 Dear Sir My annual income at present is 5.5 Lacs, i want to take some life,health and accident
36774 Kindly suggest me a policy for my parents who are 52 and 51 years respectively. Preferbly it sh
36773 Hi My name is Vidya. I'm currently residing in Sweden, and I'm looking to get a health insuran
36772 hi i am 33 yrs old, married and have a s4 yr old son. i nd to take health insruance for my fa
36768 Dear Sir I have taken a mediclaim policy from Bangalore office of oriental insurance when i
36767 Do you think it makes sense to have critical illness policy and united india's super top up pol
36764 I would like to take a health insurance, dental,eye
36763 i want know about the policy which covers maternity also.
36760 I have a residential building in a village near chennai in tiruvalore Dist. Can I insure it.
36759 I would like to know the best and convenient cashless mediclaim policy for a family of 2 adult
36758 i am interested in the super top policy of United India which i got to know off on your site. H
36757 i want to take a health insurance plan for family who also cover maternity, apollo have 1 but h
36756 My self Sandip Bhattacharjee, I want to cash less health insurance for my mother age around 59.
36755 Sir, I need to know about pension plan for my parents
36754 hello sir, Am looking for a health insurance policy which has got a good reputation. what am
36753 Hi, do you have a readymade comparison with all the providers for health insurance. second qu
36752 I HAVE MEDICLAIM POLICY FROM NEW INDIA ASSURANCE COVERING EVERY PERSON INDVIDUALY CAN I CONVERT
36751 we are 3 members in family me age 35 wife qge 27 child age 8 months kindly suggest me cheapest
36750 I need a health insurance for my parents.Can i take two health insurance policy from same insur
36747 Do we have any job safety insurance policies in India which take care of one's expenses in case
36745 i want a policy for 2adult 32.30 and one child 3 years.including accdiental,health,maternity,cr
36741 I have a mediclaim policy from Unitedindia insurance company. The TPA assign to me does not ha
36738 I have a floater plan but my son is now major (19 years student). I want a health cover for him