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Date : Oct 7, 2008

Question

I am 37 yrs and want to take a health insurance policy to cover me & my family (wife & son). My need is for cashless policy, which covers all the medical needs. As there are many companies giving policies, I am confused, which one to take. Can you advise?

Answer

You are right there are several policies available in the market,You will come across several plans that offers cashless benefit. however you need to first identify your needs before you decide upon a plan.

The sum assured can be decided based on the number of family members you need to cover under the policy and their age. You also need to estimate the cost you expect on the treatment in case of any hospitalization and the amount of premium you are willing to pay. While calculating the cost of hospitalization would, you should keep in my mind the city you are staying, the hospital you would like the treatment to happen and various other factors while hospitalization.

The basis on which health plans can be selected are: age, present health conditions, sex, income.

Check our health insurance comparator to find our which companies offers what and compare that with your needs.

 

 

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