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Date : Nov 8, 2008


respected sir , will u please advice me on a policy which includes all preexisting illness and the waiting period for the claim is also the least for a coverage of 10 lakhs ?? kindly do advise me abt a ideal and beneficial senior citizen policy also. thank you....


There are few plans which includes pre-existing illness as well to know which plan has that option and the least waiting period check our health insurance comparator.

As far as sum assured is concerend of 10 lacs not many insurers offer such a high sum assured, mostly it is offered for a sum of 5 lacs, you may definitely take a multiple pplan that makes up for a sum assure dof 10 lacs.

There are just three plans available in the market for senior citizens, offered by just three companies which are:
1) Bajaj allianz  - Silver Health - age 46-70,
2) Star health and Allied Insurance - Red Carpet senior citizen - age 60-69, and
3) National Insurance -  Varishtha Mediclaim for senior citizens - age 60-80 years.

Star health covers pre-existing from day one, you may take that with bajaj allianz silver health for new diseases, it has pre-existing cover as well.



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