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Date : Nov 10, 2008

Question

Hi, I am 30 yrs old working in an MNC,my wife 26 & my child 5 months old...I would like to start a medical policy keeping in mind any future health issues of my family...I am little confuse between icici lombard,New India insurance & LIC health plus..please suggest which of the above is good for me..Thanks in advance

Answer

You can use our health insurance comparator to compare these three plans, however we don't have LIC listed on our comparator since its a life insurance plan and not a non life plan, compare that with various parameters to know which one offers what that suits your needs.

The basis on which health plans can be selected are: age, present health conditions, sex, income.

The sum assured can be decided based on the number of family members you need to cover under the policy and their age. You also need to estimate the cost you expect on the treatment in case of any hospitalization and the amount of premium you are willing to pay. While calculating the cost of hospitalization would, you should keep in my mind the city you are staying, the hospital you would like the treatment to happen and various other factors while hospitalization

 

 

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