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Date : Nov 25, 2008


I am aged 36 years and my wife is 29 years and have two male children aged 5 years and 6 month. Suggest me the best health insurance cover which is cheap, hassle free in settlement and we must be able to have spot settlements at the hospital. Also it should cover critical health problems like heart etc.


If you are looking for a plan that covers your entire family then you may consider a family floater which covers entire family under a single plan. There are individual mediclaims available, inorder to know which plan is best suitable check our health insurance comparator. Under our health comparator you may also find health insurance quotes which will help you guage which plan is cheaper.
There are few plans which covers critical illness as riders, check our health insurance comparator to know which company offers the same, there are individual critical illness policies available as well, and there are comparator available for the same.

For spot settlement you may opt for cashless facility whereby you are provided with a medical card which you can flash in any network hospital and get cashless treatment.



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