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Date : Mar 13, 2009

Question

Is a policy coverage for health of around 2 lacs sufficient for a 60 year old person and is multiple benefit policies available, and recommended?.

Answer

Medical costs are increasing by each passing day. Considering it the cover may seem to be inadequate. You should considser increasing your cover to Rs.3 lacs when you go in for the renewal. You also should consider accident insurance which also covers medical expenses arising out of the accident as well as perhaps the super top up plan of United India which provides for reimbursement of hospitalisation expenses only where the total expense exceeds a certain threshold level.

 

 

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