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Date : Mar 13, 2009


Which insurance policy would offer least volatility in premiums charged after a certain age and considering the fact of claims being put-on?


To the best of our knowledge none of the mediclaim policies available in the market promise you a fixed price for the same policy (or even a policy on the same terms) next year. The closest anything comes to an assured policy wording with an assured price is ICICI Pru life Medi Assure which has a 3 year polciy tenure with fixed price for that period. We would suggest you to look at other things that are relevant to you rather than looking for a feature that is not available in the market currently.



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