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Date : Apr 22, 2009

Question

Dear Sir, I want to buy a mediclaim policy for my parents. My father is 66 years old. He has diabetes but no other complications. He has no history of any major illness. My mother is 58 years old. She was operated for brain tumour 10 years ago and because of the side effect is suffering from partial paralysis in her left part. We recently got her complete medical checkup done ( including brain MRI, ECG, chest x-ray, kidney profile test, liver profile test and mammography ) and none of the report suggest any medical problem or illness. Please advise me which mediclaim policy should I opt for them. I am looking for a coverage of at least Rs. 3,00,000. Also medical checkup for my mother is not convenient as she have been through several testes only last month and is very reluctant to go through all these tests once again. We got all her medical tests done at Indraprastha Apollo Hospital, New Delhi. Will any of the insurance company accept these medical test reports?

Answer

Please visit our health insurance comparator to know the options available for both your parents. Once you apply for the policy, the insurance company may or may not look at the medical test report. To avoid this please apply to more than one insurance company.Please note here that the insurance companies may ask for higher premium for both your parents.

 

 

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