Overview

Householders insurance exclusions include:

Willful destruction of property
Loss, damage, and/or destruction caused by war, wear and tear, atmospheric conditions etc.
Losses if home has been unoccupied for more than 30 days
Loss of cash, bullion, painting, works of art, and antiques
Loss to the structure and/or contents of home due to acts of terrorism

House Holders Insurance Exclusions: Basics

Covering a house and its contents

Know about the house-holders insurance, cover of the house and its contents. ......

Coverage for natural wear and tear

If you read carefully, insurance companies specifically state that they will not pay for damages caused due to regular wear and tear. Read to know more about coverage. ......

What should householders' insurance include?

Know what all a householders' insurance include. ......

House Holders Insurance Exclusions: Opinion

How to assess the value of a house

Did you know how your house's value is assessed as per its re-instatement value i.e. what it would cost to rebuild your house? ......

How to assess the value of the belongings in a home

Read here to know how to assess the value of the belongings of your house. ......

Decision-making Corner

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Endowment vs. Whole Life Comparator
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