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Basic householders insurance FAQs
Basic householders insurance FAQsApnainsurance.com Research Bureau
08 Jan 2008
I live on rent; do I still need home insurance?
If you live on rent, you may not want to purchase insurance for the building. But what about your belongings? The householders' policy covers you for damage or loss of a whole range of household items, such as domestic and electronic appliances.
Can I buy home insurance even if my spouse uses one of the rooms as an office?
No. Homes used for business purposes are not covered under this policy. In such cases, you will need the Merchant Cover Plan to insure your office.