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Documents required for householders' insurance

Here's a list of documents that you will need to purchase a householder's insurance policy.

Apnainsurance.com Research Bureau

02 Jan 2008

Typically, all you have to do to purchase a householders' insurance policy is to fill the proposal form.

But, depending on the objects you would want to insure under your policy there is other documentation to be done.

For example, if you add cover for jewelry and valuables, you would need a valuation certificate if:

  • The value of an individual item in your jewelry is more than 10 per cent of the total sum insured in the policy. If this certificate is unavailable, the insurance company will pay you only a maximum of 10 per cent of the sum insured.
  • The sum insured in your policy is Rs. 5 lakh or more.
  • The value of an individual item exceeds Rs. 5,000.

See also:

How to assess the value of a house

How to assess the value of the belongings in a home

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