Public Liability Risk and Workmen's Compensation RiskProtects against liability to the general public for accidental death, bodily injury, or property damage.
Apnainsurance.com Research Bureau
07 Jan 2008
This section protects you against liability to the general public for accidental death, bodily injury, or property damage. It also provides you cover for any liability towards your employees under the Workmen's Compensation Act for any injury or death in the course of their employment.
Some householders' insurance policies also cover the householder's legal liability as a tenant to the landlord for damage to the building, electrical installations, and other home fittings due to fire, burglary, and other perils.
- Expense arising out of deliberate or willful non-compliance with any statutory provisions connected with fines, penalties
- Any expense in connection with any motor vehicles, watercraft, and aircraft
- Any interest imposed in connection with Workmen's Compensation Act
- Expenses on animals, kept for commercial or agricultural purposes
Fire and Its Associated Perils
Burglary, Housebreaking & Other Perils
All Risks (Jewelry and Valuables)
Breakdown of Domestic Appliances
Breakdown of Electronic Equipment
Increased Living Expenses