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Birla Sun Life Insurance Co. Ltd

ULIP Insurance

Birla Sun Life Insurance Co. Ltd (BSLI) is a joint venture between the Aditya Birla Group and Sun Life Financial.

The BSLI portfolio encompasses products for protection, savings, health, retirement, children-specific, and rural sectors. In addition, the company pioneered the concept of unit-linked insurance plans (ULIP) in India.
The company has focused mainly on investment-linked insurance products, leading in product innovation stakes.

It was also the first company in India to issue insurance policies online, over the Internet. Its web-enabled IT services allows for superior customer services.

BSLI was also the first insurer in the country to have a viable and operational Business Continuity Plan, set up in 2001. This plan was devised as means to address threats such as natural disasters, operational breakdowns, employee malevolence, damage to critical IT and IT-related systems, and other similar hostile situations. The BCP program addresses these risks and provides plans for effective recovery of its core business processes within a certain acceptable time frame in case of disruption to its businesses due to any such event or incident.


15 Insurance Plan available
Birla Sun Life Insurance Saral Jeevan Plan
  • Free partial withdrawals option after completing three policy years.
  • Eight investments fund options - Multiplier, Enhancer, Assure, Builder Creator, Protector, Magnifier, and Maximiser
  • Life cover on oral answers to any three medical queries by the insurer
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Birla Sun Life Insurance LifeCompanion Endowment
  • Guaranteed addition of 5% of fund value on maturity.
  • Additional Accident Benefit of Rs. 10 lakh (maximum)
  • Waiver of future premium rider in case of any uncertain events mentioned in the rider occurring.
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Birla Sun Life Insurance Flexi Save Plus
  • Unit linked non-participating plan.
  • Three investment fund options - Enhancer, Builder, and Protector.
  • Minimum guaranteed return of 3% p.a. is paid on premiums and top-up premium, net of policy charges and survival benefits.
  • Maturity benefits, the higher of fund value or guaranteed fund value (based on 3% net returns).
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Birla Sun Life Insurance Dream Plan
  • Maturity benefit option of 200% or 300% of sum assured.
  • Guaranteed return on savings.
  • Three investment fund options - Builder, Protector, and Enhance
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Birla Sun Life Insurance Single Premium Bond
  • Unit linked non-participating plan
  • Guaranteed principle amount.
  • On maturity higher Of the Fund Value or the policy premium will be payable.
  • Three investment fund options - Protector, builder and enhancer
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Birla Sun Life Insurance ClassicLife Premier
  • Unit linked non participating plan.
  • Eight investment funds options.
  • Partial withdrawals
  • Surrender value benefits

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Birla Sun Life Insurance Flexi Life Line Plan
  • Unit linked non-participating plan.
  • Life insurance till age 100 years.
  • Two free partial withdrawals after three completed policy years or insured attaining 18 years, whichever is later.
  • Maturity benefits, the higher of fund value or guaranteed fund value.
  • Minimum Guaranteed returns of 3% p.a. on your premium and any top up amounts, net of all Policy Charges.

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