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Birla Sun Life introduces two micro insurance plans

Birla Sun Life Insurance (BLSI) introduced two micro insurance products- Bima Suraksha Super and Bima Dhan Sanchay.

Apnainsurance.com Research Bureau

01 Sep 2007

Birla Sun Life insurance (BLSI) introduces two micro-insurance products - Bima Suraksha Super and Bima Dhan Sanchay.

Both are non-participating, non-linked term with return of premium plans.

Both plans offer three options of 5, 10 and 15 years for policy tenure with regular premium paying period. The minimum sum assured is Rs 5,000 and maximum is Rs 50,000. The entry age is between 18 to 60 years. The maximum age at maturity is 65 years. They offer accidental death benefit rider option, where an amount in addition to the basic sum assured will be paid to nominee in case of death due to accident.

Bima Dhan Sanchay provides for return of premiums (excluding rider premiums) provided no claims are reported during the policy tenure.

The target audience being low to middle income group customers is intended at offering the security of insurance with guarantee of return of premium on maturity.



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