Overview

There are some charges besides the premium, that you pay for life insurance plans. These include commission paid to the insurance agent, administration charges towards your policy, mortality charges, etc.

 

There is a whole bunch of charges in ULIPs - Premium allocation charge, fund management charge, surrender charges, policy administration charges, mortality charges, fund switching charges, switching charges, partial withdrawal charges, revival charges, and miscellaneous charges.

 

All these charges are mentioned up front in the policy details. It may affect the performance of your plan.

ULIP: Charges

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Insurance Details

Pension Plans
     (Want regular income for my family after my retirement)

Child Plans
     (Want to save for my child's future)

Term Plans
     (Want to ensure maximum life cover at the lowest possible cost)

ULIP
     (Want a long-term investment option with market-linked returns)

Traditional Plans
     (Want a long-term investment option with low risk)

 

 

Preferred Insurance Cos.
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  •  ICICI PRUDENTIAL
  •  AEGON RELIGARE
  •  LIC
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  •  KOTAK
  •  HDFC
  •  SBI
  •  MAX NEW YORK
  •  BIRLA SUN
  •  METLIFE
  •  TATA AIG
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Decision-making Corner

  • Term Insurance comparator
  • Mediclaim comparator
  • Should I Continue My Children's Money back Policy?
  • Endowment vs. Whole Life Comparator

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