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There are some charges besides the premium, that you pay for life insurance plans. These include commission paid to the insurance agent, administration charges towards your policy, mortality charges, etc.


There is a whole bunch of charges in ULIPs - Premium allocation charge, fund management charge, surrender charges, policy administration charges, mortality charges, fund switching charges, switching charges, partial withdrawal charges, revival charges, and miscellaneous charges.


All these charges are mentioned up front in the policy details. It may affect the performance of your plan.

ULIP: Charges

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