A life insurance cover helps you secure the financial future of everyone dependent on your income in the event of your death. Nobody can help overcome the loss of a dear one, but imagine that along with this loss the surviving members of the family are hard-pressed to maintain their lifestyles because they were partially or fully dependent on the income of the deceased. Getting an adequate life cover is absolutely essential if the sum of the total value of your assets (other than the home you stay in) less your total liabilities (including any home loan, car loan or personal loan you might have outstanding) is less than 150 times your current monthly expenses. The shortfall would be the recommended amount of life cover you should seek. At ApnaPaisa, we help you reach out to a maximum of 5 service providers who will propose alternative plans that you can compare based on:
- Life Cover (also known as Sum Assured)
- Annual Premium
- Additional Riders Offered
Often customers get lured into combining their life cover requirements with an investment objective. We do not recommend this approach because it is always a lot more affordable to opt for a term insurance policy and invest the savings on the annual premium into any savings instrument of your choice - be it PPF, Fixed Deposits, Mutual Funds or even shares.
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| 36837 | i would like to know about the best term plan for myself .age 25 | ||
| 36836 | I am 43 year old salaried person.Kinndly suggest best term insurance policy.Is it term policy o | ||
| 36835 | I want to know for best Pension Plan which secures future | ||
| 36834 | Can you please tell me if any company is providing term insurance (pure insurance) for a male o | ||
| 36833 | Dear Sir, i am 31 year old and looking for a 2 insurance policies to meet following needs | ||
| 36832 | I purchased few LIC endowment polocies about five years back. Is it adviseable to discontinue t | ||
| 36831 | Dear Sir, I am looking for Children policy i am wondering which one to go for | ||
| 36830 | My brother has got a job of constable in 4th Assam Police Task Force last year.His job does not | ||
| 36829 | My brother has got a job of constable in 4th Assam Police Task Force last year.His job does not | ||
| 36827 | What is the formula for calculating the human lofe value? | ||
| 36826 | Hi, I,m 26 year,married,have a doughtier.i do't have any insurance plan,should i take a term p | ||
| 36823 | Hi We are seeking a best pension plan which gives us specific amount each month after retire | ||
| 36822 | what will be the best insurance policy for my daughter , just new born.I want a gurranted retur | ||
| 36821 | I am 34 yrs old and work in a private sector company. My spouse is a housewife. I am looking fo | ||
| 36820 | Hello Sir, Please advise me the best insurance policy for my following requirement. I want t | ||
| 36818 | partial withdrawls in ulip are taxable or not | ||
| 36816 | How fair are private Insurance companies. | ||
| 36815 | Should we get insurance from private companies | ||
| 36814 | which is best LIC plan for female Child age 0 | ||
| 36813 | Dear Sir , Is it safe to get insurance from provate opeartors..cause in difficult times they | ||
| 36812 | Dear Sir , I have posted this query before too..but unfortunately it was not answered..My con | ||
| 36811 | Dear team kindly suggest the 1.life insuranc option (without money back) 2. with money bac | ||
| 36810 | I am a officer in State Bank OF India aged 26 and looking forward to take a term insurance plan | ||
| 36809 | Dear Harsh we are looking of a policy for our doughter ( 07 Months). The policy should help | ||
| 36808 | which is the best pension plan scheme. I am 35 yrs old. so please suggest me one | ||
| 36807 | Dear Sir , I 'm planning to buy Term Insurance plan but after I came to know about AXA and now | ||
| 36806 | Sir, I would like to invest in some good SIP schemes for the studies of my children 8 year ol | ||
| 36805 | Kly suggest me birla sunlife primelife | ||
| 36804 | i want to know about the pention plan if i invest 12000 rs annually for 20 years and my age is | ||
| 36802 | dear sir i want to purchase atermpolicy myage is44years ,want5000000 sum assured .anthor for | ||