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Shopkeepers Insurance: Exclusions

  • Neon or Glow Signs
  • Pedal Cycle Coverage
  • Electrical or Mechanical Appliances Breakdown
  • Baggage Coverage

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Decision-making Corner

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Shopkeepers Insurance: Overview

The shopkeeper insurance policy is specifically designed to cover all the risks and contingencies faced by small or medium-sized shop owners. It provides protection for the property and the interests of the insured (and their partners) in the business venture.


The sum insured depends on the value of your shop and the value of the contents of the shop. The value of the shop is calculated on the basis of the estimated cost of rebuilding it completely. The contents of the shop are assessed according to their value at the time of purchasing the shop insurance policy. The valuation would also include electrical and mechanical appliances in the shop.

Shopkeepers Insurance: Coverage

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