Overview

Under Insurance:

If the actual value of the insured property at the time of loss under the fire is found to be greater than the sum insured chosen by you, the claim will be proportionally reduced.

Willful destruction of property by the following:

Damage or destruction caused by war perils
Wear and tear
Atmospheric conditions

Shopkeepers Insurance Exclusions: Basics

Neon or Glow Signs

Your shopkeepers' insurance will provide cover for loss or damage to the neon glow sign fixed in your premises. Check when and how. ......

Pedal Cycle Coverage

Have you ever heard of that your insurance policy will cover your pedal cycles? Here's when. ......

Electrical or Mechanical Appliances Breakdown

Provides cover for sudden and unforeseen electrical or mechanical breakdown of electrical or mechanical appliances such as air conditioners, refrigerators, photocopiers etc. ......

Shopkeepers Insurance Exclusions: Opinion

Electronic Equipment / Reinstatement of Data and Software

This provides cover against damage or loss for electronic equipments, such as computers, printers, fax, UPS etc. ......

Electrical or Mechanical Appliances Breakdown

Provides cover for sudden and unforeseen electrical or mechanical breakdown of electrical or mechanical appliances such as air conditioners, refrigerators, photocopiers etc. ......

Public Liability Risk and Workmen's Compensation Policy

You can get your shopkeepers' insurance policy to cover you against legal liability due to accidental bodily injury to third parties, accidental loss, or damage to third party property? There's more t ......

What is shopkeepers' insurance?

Did you know that shopkeeper's insurance covers your shop and its contents? ......

Decision-making Corner

Term Insurance comparator
Use the term insurance comparator to compare various term insurance plans as well as insurers as per your specifications.

Mediclaim comparator
Use the health insurance (Mediclaim) comparator to compare various Mediclaim plans as well as insurers as per your specifications.

Endowment vs. Whole Life Comparator
Use this comparator to compare a whole life insurance policy and an endowment policy.

Should I Continue My Whole life Policy?
Use this calculator to find out if you should continue your whole life policy or invest the premium amount saved in other avenues.