Shopkeepers Insurance: Overview

The shopkeeper insurance policy is specifically designed to cover all the risks and contingencies faced by small or medium-sized shop owners. It provides protection for the property and the interests of the insured (and their partners) in the business venture.

The sum insured depends on the value of your shop and the value of the contents of the shop. The value of the shop is calculated on the basis of the estimated cost of rebuilding it completely. The contents of the shop are assessed according to their value at the time of purchasing the shop insurance policy. The valuation would also include electrical and mechanical appliances in the shop.

Shopkeepers Insurance: Coverage

What is shopkeepers' insurance?

Did you know that shopkeeper's insurance covers your shop and its contents? ......

Can I select the items to be insured in my shop?

Did you know you could select the items to be insured in your shop? Here's more about it. ......

Fire and Allied Perils

Your shopkeeper's insurance policy covers any damage to your shop and it's contents. Read to know more. ......

Burglary and Housebreaking

Your shopkeeper's insurance policy will cover your shop and its contents against loss or damage caused by burglary, housebreaking, theft, robbery, or dacoity. Read onn to know more. ......

Shopkeepers Insurance: Exclusions

Neon or Glow Signs

Your shopkeepers' insurance will provide cover for loss or damage to the neon glow sign fixed in your premises. Check when and how. ......

Pedal Cycle Coverage

Have you ever heard of that your insurance policy will cover your pedal cycles? Here's when. ......

Electrical or Mechanical Appliances Breakdown

Provides cover for sudden and unforeseen electrical or mechanical breakdown of electrical or mechanical appliances such as air conditioners, refrigerators, photocopiers etc. ......

Baggage Coverage

The shopkeeper's insurance cover provides for loss or damage by accident or misfortune to your baggage your family members. Find out what's excluded from the cover. ......

Decision-making Corner

Term Insurance comparator
Mediclaim comparator
Endowment vs. Whole Life Comparator
Should I Continue My Whole life Policy?