Overview

insurance-india/quotes.html">Term insurance offers few of those advantages that you can't get with traditional life insurance policies. It has several benefits.


  •  Term insurance is the cheapest form of insurance.

  • Select the length of the term for which you would like coverage, up to 35 years.

  • Payments are fixed and do not increase during your term period.
  • In case of an untimely death, dependents will receive the benefit amount specified in the insurance agreement.
  • You can customize term life insurance with the addition of riders, such as Child, Waiver of Premium, or Accidental Death.
  • Another popular feature of term insurance is return of premium. It is a little bit higher than your regular term life insurance. But they carry the benefit of refunding what you have paid for 100 percent.

Term Insurance Benefits: Basics

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Insurance Details

Pension Plans
     (Want regular income for my family after my retirement)

Child Plans
     (Want to save for my child's future)

Term Plans
     (Want to ensure maximum life cover at the lowest possible cost)

ULIP
     (Want a long-term investment option with market-linked returns)

Traditional Plans
     (Want a long-term investment option with low risk)

 

 

Preferred Insurance Cos.
  •  Best 5
  •  ICICI PRUDENTIAL
  •  AEGON RELIGARE
  •  LIC
  •  BAJAJ ALLIANZ
  •  KOTAK
  •  HDFC
  •  SBI
  •  MAX NEW YORK
  •  BIRLA SUN
  •  METLIFE
  •  TATA AIG
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Decision-making Corner

  • Term Insurance comparator
  • Mediclaim comparator
  • Endowment vs. Whole Life Comparator
  • Should I Continue My Whole life Policy?

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