Procedure to claim in case of personal liabilityDid you know you can file for a claim in case of personal liability? Here's how.
Apnainsurance Research Bureau
14 Jan 2008
- You first submit an application letter detailing the incident of personal liability, its circumstances, the location and your liability, to the Third Party Administrator (TPA) or insurance company. You do this within 30 days of return to India or the expiry of the travel insurance policy, whichever is earlier.
- The signed claim form must be submitted along with:
- Copy of passport and visa with exit/entry stamp
- Witness statements
- Proof of judicial decisions given by a court of law, such as a summons, legal notices etc
Always remember - you should not make any commitment towards any benefit or compensation or agreement with the opposite party; the insurance company is not liable towards these and will subsequently reject YOUR claim.
See also:Procedure to claim in case of Baggage Delay/Loss/Flight Delay/Cancellation or Missed Flight/Hijack Distress
Procedure to claim if passport is lost
Procedure to claim assistance in financial emergency
Procedure to claim in case of burglary
Types of claim settlements