Overview

Here is a list of charges applicable on ULIPs:

  • Premium allocation charge
  • Fund management charge
  • Surrender charges
  • Mortality charges
  • Fund switching charges besides other charges such as:
  • Partial withdrawal charges
  • Policy administration charges
  • Revival charges
  • Miscellaneous charges

ULIP Charges: Basics

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Pension Plans
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ULIP
     (Want a long-term investment option with market-linked returns)

Traditional Plans
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Preferred Insurance Cos.
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Decision-making Corner

  • Term Insurance comparator
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  • Critical Illness comparator

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