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Overview

If the insured person commits suicide, whether sane or insane, within one year from the date of commencement of an endowment life insurance policy, the cover will become void, i.e. the nominee cannot claim the sum assured. Only the premiums paid up to the date of death will be refunded; after deducting the expenses incurred by the insurer for issuing the cover.


ULIP Exclusions: Basics

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