ULIP: Overview

Unit linked Insurance Plan popularly known as ULIP plans are market linked insurance plans in which investment risk is borne by the policy holders. ULIP plans are combination of insurance and investment. You can invest your fund to 100 % debt to 100% equity or any combination of both the asset class depending on your risk profile.

ULIP plans are more flexible & liquid compared to traditional insurance plans. ULIP plans are also transparent as all the charges levied in the plan are given separately. ULIP returns are also available so that one can track performance of funds & also compare with benchmark index or other mutual fund schemes.

Decision-making Corner

Term Insurance Comparator
Ulip Vs Mutual Fund Calculator
Endowment vs. Whole Life Comparator
Critical Illness Comparator

ULIP: Premium

apnaloan.com/ulip-india/kyi.html">Looking for ULIP premiums and more?
Read about more than 112 insurance policies across more than 22 insurers On Apnainsurance.com.

ULIP: Riders

Rider, adds the extra bit in life insurance

Ride on additional benefits in life insurance, here's how . Riders are additional benefits that can be purchased with a life insurance policy to spread the risk cover. ......

Term Rider

If the insured were to die, the sum assured under the term rider is payable to the nominee. ......

Accidental Death Benefit Rider

Get an accidental bonus, here's how. If the insured is to die within the term of the life insurance policy, the nominee receives an additional sum equal to the sum assured, plus the sum assured amount ......

ULIP: Benefits

ULIP: Exclusions

Insurance is null and void if suicide is committed within a year

Death claims are not payable under certain circumstances in case of life insurance. ......

Credit Cards

Disclaimer : The trade marks, trade names and brands shown on our website are owned and belong to the owners of respective trade mark/trade name/ brand name.

ApnaPaisa does not sell any insurance or loan products - we simply help registered users on our site connect to providers of such products and services so that their requirements can be processed quickly.