Overview

In whole life insurance, both the death benefit and the premium are designed to stay the same level throughout the life of the policy.


They keep the premium level by charging a premium that, in the early years, is higher than what's needed to pay claims, investing that money, and then using it to supplement the level premium to help pay the cost of life insurance for older people.

The primary advantages of whole life are:

  • Guaranteed death benefits

  • Guaranteed cash values

  • Fixed and known annual premiums

Whole Life Benefits: Basics

  • Children's Life Insurance Policies
  • Whole Life Insurance Plans
  • Money-back Life Insurance Plan

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Whole Life Benefits: Opinion

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Insurance Details

Pension Plans
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Child Plans
     (Want to save for my child's future)

Term Plans
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ULIP
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Traditional Plans
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Preferred Insurance Cos.
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  •  METLIFE
  •  TATA AIG
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Decision-making Corner

  • Term Insurance comparator
  • Returns on Whole Life Policy vs. Inflation Calculator
  • Should I Continue My Whole life Policy?
  • Endowment vs. Whole Life Comparator

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